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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Fantastic and safe service and I feel safe with purc...

5
Fantastic and safe service and I feel safe with purchasing through my PayPal. Would recommend to all and never had an issue and if I did it’s always rectified Reviewed on: 4th June 2026

Very helpful and convenient

5
Very helpful when I needed it could Reviewed on: 4th June 2026

I love PayPal and it's availability of pay in 3 as i...

5
I love PayPal and it's availability of pay in 3 as it allows me to make purchases I wouldn't usually be able to, without extortionate interest being added Reviewed on: 4th June 2026

Excellent customer service

4
I’ve had excellent customer service from paypal. anything i have needed help with, they have helped me, with courtous and helpful staff Reviewed on: 4th June 2026

Good customer service Very good on customer service

5
Very good on customer service staff being helpful on phone to solve my payment problems Reviewed on: 4th June 2026

Always good.

5
Always good. Paypal credit has always worked out very well for me and buying bigger purchases. Reviewed on: 4th June 2026

Love everything about PayPal, quick and easy to use.

5
Love everything about PayPal, quick and easy to use. Makes buying things very easy, and it is safe and convenient. Reviewed on: 4th June 2026

Very reliable with payment and its security

5
Very reliable with payment and its security Reviewed on: 4th June 2026

Never had any problems with PayPal credit.

5
Never had any problems with PayPal credit. Reviewed on: 4th June 2026

Easy process and payment.

5
Easy process and payment. Payee was already set up so meant it was a seamless process to make payment. Secure and realiable, such a convenient way of making payments. Reviewed on: 4th June 2026

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