Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Excellent service

5
I always had very good experience when liaising with PayPal. Reviewed on: 4th June 2026

Fast, efficient and secure, happy with the customer...

5
Fast, efficient and secure, happy with the customer service and always alerted Reviewed on: 4th June 2026

Very easy to use and know you have something to fall...

5
Very easy to use and know you have something to fall back on if needed. Reviewed on: 4th June 2026

PayPal has been nothing but a great service from day...

5
PayPal has been nothing but a great service from day one for me and I will continue to use it for as long as it’s going Reviewed on: 4th June 2026

Very useful service which provides an easy check out.

5
Very useful service which provides an easy check out. The app is easy to use and informative. Reviewed on: 4th June 2026

Fabulous and suits my needs perfectly

5
Fabulous and suits my needs perfectly Reviewed on: 4th June 2026

Credit limit

3
I appreciate the notifications to update me about credit limit or if I can expand or limit usage, it's saved me many times Reviewed on: 4th June 2026

I use Paypal on a daily basis and it is veey helpful...

5
I use Paypal on a daily basis and it is veey helpful and easy to use. The pay in 3 service is also very helpful to manage higher payments. Reviewed on: 4th June 2026

Love the ease of using PayPal it’s really easy and...

5
Love the ease of using PayPal it’s really easy and convenient to either spread cost or pay straight away safely Reviewed on: 4th June 2026

Easy to set up and hassle free.

5
Easy to set up and hassle free. Good email reminders before payments are taken each month. Really helpful to spread larger payments into smaller monthly repayments without interest. Highly recommend this service Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101278 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products