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PayPal: PayPal Credit reviews

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4.90
Based on 61,458 reviews, last reviewed 13th Apr 2026
980000% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safer with Paypal With Paypal, I feel safer while doing online shopping! Reviewed on: 13th April 2026
Dr F's avatar
Dr F

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026
Parisa m's avatar
Parisa m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61458)

Easy going online credit.

5
An easy to use online credit facility. Easy to make payments and manage the account via the app. Reviewed on: 13th June 2022
GrimTim's avatar
GrimTim

So easy

5
Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022
Beans Dean's avatar
Beans Dean

Good credit

5
Easy minimum monthly payments and pay in 3 also an option. Reviewed on: 13th June 2022
Jessica Bennett's avatar
Jessica Bennett

Very simple way to spread cost

4
PayPal is my online payment method of choice as gives me the flexibility to use existing cards or features like PayPal credit which means I can spread the cost of a large purchase over a few months. The app is easy to use, can amend payments easily and see remaining instalments left. the ability to claim return goods postage back is an excellent feature I hope they keep. Reviewed on: 13th June 2022
James W W's avatar
James W W

I use PayPal for all my needs

5
I love the PayPal pay in 3 option, I also use PayPal to pay on websites which saves me time & the hassle of putting in card details & address etc, I actively choose sites that offer PayPal as a payment option. Wouldn’t be without it. Reviewed on: 13th June 2022
hilary smith's avatar
hilary smith

Good

5
Very good for short time borrowing Reviewed on: 13th June 2022
Zulqar nain's avatar
Zulqar nain

Excellent all round experience

5
Very easy to set up and very good value on repayments Reviewed on: 13th June 2022
ironsuk2011's avatar
ironsuk2011

Excellent

5
They are always to help. one of the best companies in the world. I use them to buy my products. Reviewed on: 13th June 2022
Abrahime A.Kamara's avatar
Abrahime A.Kamara

Better than good.

5
Actually didn't expect PayPal Credit to be as easy to use and as good as it is however I would thoroughly recommend it to anyone. Reviewed on: 13th June 2022
Bosssuggs's avatar
Bosssuggs

Great credit scheme

5
Paypal provides a great scheme for credit about £99 with 0% interest for 4 months. I have enjoyed their schemes for more than 10 times with no issue. Reviewed on: 13th June 2022
Medha G's avatar
Medha G

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