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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

Very happy with the service, I recommend it to my fr...

5
Very happy with the service, I recommend it to my friends and family to use paypal Reviewed on: 4th June 2026

Excellent Service and Convenient Credit Option

5
I have had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing my account has been easy. Payments are simple to make, statements are clear, and the flexibility offered has been very helpful when making larger purchases. Overall, I have found the service reliable and convenient, and I would happily recommend PayPal Credit to others looking for a flexible payment option. Reviewed on: 4th June 2026

Great and fast service and products

5
Great and fast service and products Reviewed on: 4th June 2026

Great service provided

5
This is a great financial service and the safeguard are all in place not to mention that you get for using PayPal credit card payments Reviewed on: 4th June 2026

PayPal no problems

5
I have PayPal many years and I never had any problems .and they going always better and better Reviewed on: 4th June 2026

PayPal is great!

5
I find PayPal’s range of financial products useful and secure. It’s good to have such functional protections for online, distance purchasing. I recommend it to anyone thinking of buying online! Reviewed on: 4th June 2026

A convient way to pay for things.

5
A convient way to pay for things. Reviewed on: 4th June 2026

Excellent service!

5
Excellent service! Easy to use, secure, and reliable. Payments are processed quickly, and I have always had a positive experience. Highly recommended. Reviewed on: 4th June 2026

Trusted 100%

5
PayPal is so trustworthy and I purchase almost everything using PayPal Reviewed on: 4th June 2026

For everyday Fast, Reliable, and Easy to Use

5
For everyday online purchases, PayPal is generally considered convenient, secure, and easy to use. Reviewed on: 4th June 2026

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