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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Very reliable, effective and excellent service

Very reliable, effective and excellent service Reviewed on: 4th June 2026

PayPal helped me get my money back when a purchase w...

PayPal helped me get my money back when a purchase went wrong. Reviewed on: 4th June 2026

laggy mess

it's laggy and not clear at the nest of times Reviewed on: 4th June 2026

PayPal easy ways to pay:-

It’s easy to buy things on line with pay now or pay in three instalments & interest free too it’s also easier to share payments or pay a friend also Reviewed on: 4th June 2026

PayPal direct debit is rubbish

PayPal direct debit is rubbish and they don’t automatically nil off if you pay earlier before time, it comes back to debit again or charge you for default if no money is found to be taken even though you have paid early enough Reviewed on: 4th June 2026

As always, PayPal making life easy.

As always, PayPal making life easy. Fast checkouts, splinting the cost when money is a little tight and even credit when you need it. Any problems I have fallen into, PayPal have reassuring and quick to slove with money back in the back in know time, taking the stress out of online shopping. Reviewed on: 4th June 2026

Excellent Flexible Payment Option

I've been using PayPal Credit for the last six months and have found it to be a stress-free and convenient way to manage larger purchases. The process is quick and straightforward, whether making a purchase or checking my account. I tend to use it most towards the end of the month when I need a bit more flexibility with my spending, and it's been really helpful for spreading the cost of bigger items. Overall, it's been reliable, easy to use, and has made online shopping much more convenient. I'd happily recommend it to anyone looking for a simple and flexible credit option. Reviewed on: 4th June 2026

Never had a problem.

Never had a problem. Even if there is an issue paypal got you covered Reviewed on: 4th June 2026

PayPal-meister-general

Always innovative and provide clarity. Reviewed on: 4th June 2026

How to spend wisely

I feel that my money for purchasing can go further Reviewed on: 4th June 2026

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