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PayPal: PayPal Credit reviews

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4.90
Based on 62,630 reviews, last reviewed 13th Apr 2026
1089800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62631)

Great option especially fo these who are on top with paying back as it's no intres fo up to 4 months

5
Great way of paying for something in smoller parts instead one big payment Reviewed on: 9th July 2022
Alina M's avatar
Alina M

Awesome

5
Very happy about this kind of option. Reviewed on: 9th July 2022
Laurynas Rimaitis's avatar
Laurynas Rimaitis

Best Credit Provider

5
PayPal Credit is easy to use and offers various credit options They make it easy to keep track of payments and outstanding balances with different payment options. PayPal has given me the means to be able to make purchases I would otherwise not have been able to make. All round I think PayPal is the best credit provider. Reviewed on: 9th July 2022
Jennifer 's avatar
Jennifer

Love to get credit money for zero interest

5
It's really good because it gives you 4 months credit on zero percent interest rate which is really good for me as a small business I can easily pay back in 4 months time even before that on single payments more than £99. No any other credit company give you that option. Reviewed on: 9th July 2022
Manjit Singh's avatar
Manjit Singh

Great! Help

5
I can rely on PAYPAL CREDIT like a friend, for HELP, may be more... Reviewed on: 9th July 2022
Manosh Limbu's avatar
Manosh Limbu

The best credit services provider

5
The flexibility of repayments is crazy you wont get any good lee way like this company with any other credit suppliers Reviewed on: 9th July 2022
Meeps's avatar
Meeps

Makes life easier

5
Feel that my spending is protected online, so convenient Reviewed on: 9th July 2022
Rosalind King-Irwin's avatar
Rosalind King-Irwin

Easy transaction

5
Always there when in need of support super service Reviewed on: 9th July 2022
ana zigo's avatar
ana zigo

Amazing

5
Amazing way to spread the cost, and pay when ever you want within 4 months. I would defiantly recommend this, I always use this. Excellent services Reviewed on: 9th July 2022
denise's avatar
denise

Excellent service

5
Extremely helpful and no issues always up to date Reviewed on: 9th July 2022
Adrian Liles 's avatar
Adrian Liles

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