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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,833 reviews, last reviewed 14th Apr 2026
1107800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal where I can. I always use PayPal where I can. It's the same safety net as a credit card. They always protect you when you make a purchase. I feel much safer paying... Read more Reviewed on: 14th April 2026
Mo's avatar
Mo

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62833)

Great credit Facility

5
I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022
Ste - Dobie Optimum Fitness's avatar
Ste - Dobie Optimum Fitness

Simple fast system anybody can enjoy..

5
As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022
philip meeks's avatar
philip meeks

Easy to go with and makes life better

5
You would think that just because its another credit product, its all the same, but it is not. It is versatile, it is easy to use and tailor to your own need or style. Monthly payments? no probs. Interest free instalments? no problem. Rolling credit? No problem. It is as flexible as you need it to be. Reviewed on: 4th August 2022
Imre Nagy's avatar
Imre Nagy

Why use anyone else

5
Credit made easy when needed, promotional deals of four months interest free helps spread the cost with no additional cost. Reviewed on: 4th August 2022
Stephen's avatar
Stephen

Accessible and flexible

5
Easy to contact the people who listen and advise with confidence and respond with commonsense. Reviewed on: 4th August 2022
Peter Hogan's avatar
Peter Hogan

Great and easy to manage product

5
Always keen to help with any issues Reviewed on: 4th August 2022
james claRk's avatar
james claRk

A great way to spread the cost for large purchases 0%

5
PayPal Credit helped me make big urgent purchases which I was able to spread over 4 months at 0%; keeping my budget nice and tidy. Reviewed on: 4th August 2022
heybigspender's avatar
heybigspender

Paypal

5
Excellent company queries dealt with there and then, 100% confident when i pay with PAYPAL i am in safe hands would recommend to Everyone at last a company that has a buyers back!!!! Reviewed on: 4th August 2022
Lynne Murphy's avatar
Lynne Murphy

interested

4
its a fine product but interest is a little high Reviewed on: 3rd August 2022
Jon Fox's avatar
Jon Fox

Spread your payments

5
PayPal credit makes it easy to spread the cost of anything over £99 over 4 months, and sometimes longer. PayPal pay in 3 is also another great way to spread payments. Reviewed on: 3rd August 2022
Omar's avatar
Omar

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