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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 67,394 reviews, last reviewed 15th Apr 2026
1528800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026
Michael B's avatar
Michael B

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026
Jamal M's avatar
Jamal M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67394)

Professional Customer Service

5
Having had issues with a seller , the customer services team help me to open a dispute and treated me with respect and dignity. I even had a courtesy call. Very impressed to be honest. Reviewed on: 17th May 2024
Willemvjs's avatar
Willemvjs

Amazing company

5
I’ve used PayPal for years and love the pay in 3 payments, helps spread the cost of something big over 3 months, it’s so easy to use and the credit facility is brilliant, would definitely recommend to everyone, I’ve never had a problem ever!! Reviewed on: 17th May 2024
Ash's avatar
Ash

Easy Peasy!

5
Great to be able to spread cost over 4 months, interest free! Reviewed on: 17th May 2024
Scotty's avatar
Scotty

Always nice to use my PayPal credit for 4 months int...

5
Always nice to use my PayPal credit for 4 months interest free on large items. Reviewed on: 17th May 2024
Christine T's avatar
Christine T

Easy to use.

5
Easy to use. Allows me to purchase things i need but dont have enough funds at the time. Reviewed on: 17th May 2024
Vanesa K's avatar
Vanesa K

Provides a great and easy way to pay for items with...

5
Provides a great and easy way to pay for items with a good 0% option. Reviewed on: 17th May 2024
Lo B's avatar
Lo B

Soooo easy to use !

5
Soooo easy to use I love the way my spend simply alters my direct debit amount with options to pay off more when I like its very useful, I really can't think I'd be without it. Reviewed on: 17th May 2024
Mike I's avatar
Mike I

Easy to use.

5
Easy to use. Spreads the cost, with payment taken at regular intervals. Reviewed on: 17th May 2024
Shan S's avatar
Shan S

Great value credit

4
I constantly use Paypal credit to pay for items over 3/4 months at 0% Reviewed on: 17th May 2024
Robbie W's avatar
Robbie W

Simple to use easy & convenient - helps me to manage...

5
Simple to use easy & convenient - helps me to manage my finances more easily and efficiently Reviewed on: 17th May 2024
Jane F's avatar
Jane F

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