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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Good easy app to use

Good easy app to use always works Reviewed on: 4th June 2026

Paypal credit was a great way for me to purchase hou...

Paypal credit was a great way for me to purchase household items and pay back each month with a limit that suits me. The app is easy to access and understand. Its detailed and help is there as an when I need it. Reviewed on: 4th June 2026

Nothing really to report.

Nothing really to report. It’s the same as znybotger credit card. Reviewed on: 4th June 2026

I used PayPal credit to buy car parts when most...

I used PayPal credit to buy car parts when most needed Reviewed on: 4th June 2026

Seamless service, swift and effective

Seamless service, swift and effective Reviewed on: 4th June 2026

I think it is great that the limit can be increased...

I think it is great that the limit can be increased over time, I wish the 4 month interest free offers would go once you’ve covered it rather than waiting until it’s time is up. Reviewed on: 4th June 2026

Amazing approach to provide rewards to customers for...

Amazing approach to provide rewards to customers for using the service Reviewed on: 4th June 2026

I have been using PayPal for more than 10 years and...

I have been using PayPal for more than 10 years and have always found it to be secure, reliable, and easy to use. I’ve never had any major issues and feel confident using it for online payments.” Reviewed on: 4th June 2026

Good one in credit cards and pay later

Good one in credit cards and pay later Reviewed on: 4th June 2026

Overall helpful

Paypal has always been pretty easy and straightforward to use. However, I don’t always understand how the payment are delayed when i try to make a payment. Reviewed on: 4th June 2026

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