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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Unbelievable work.

Unbelievable work.im happy to use PayPal.day by day Ill be use more PayPal.also I was suggesting all my family and friend to use PayPal.its sure that in future only use PayPal.really enjoy it. Reviewed on: 4th June 2026

Great service and easy to use.

Great service and easy to use. Always safe and reliable. Reviewed on: 4th June 2026

Great company to deal with and their customer servic...

Great company to deal with and their customer service is highly recommended Reviewed on: 4th June 2026

Simple secure masking your own card efficiently

I buy sell online, also use for friends and family. It has been secure and convenient always. Once i had used customer service for a dispute resolution, the service was excellent. I do use PP debit card as well. Fantastic all in one solution. Reviewed on: 4th June 2026

* Great Experience with PayPal Credit

I’ve been using PayPal Credit for almost a year, and my experience has been excellent. The service is easy to use, payments are simple to manage, and it has given me extra flexibility when making purchases. Overall, it’s been a convenient and reliable credit option. Reviewed on: 4th June 2026

My Best PayPal

The great thing about PayPal is they are easier to contact than most financial institutions, like your bank. They are always polite, and they do their best to iron out any issues you may have and it happens immediately, not five days later. Reviewed on: 4th June 2026

Using PayPal credit allows you to pay easily and sec...

Using PayPal credit allows you to pay easily and securely online and in-store. You have the option of paying over 4 months interest free if it's over £100. It's very flexible and you are able to set-up a direct debit so you don't miss a payment! And you can easily make additional payments whenever it suits you. Reviewed on: 4th June 2026

I’ve had no issues at all and they are more than hap...

I’ve had no issues at all and they are more than happy to help with enquiries! Reviewed on: 4th June 2026

highly recommended superb what more can i say

highly recommended highly recommended not much more one can say Reviewed on: 4th June 2026

10/10 service with PayPal

I have used PayPal credit for years and will still continue to use PayPal and PayPal credit even by now pay in 3 it gives you the best opportunity to buy something if you can’t afford all at once never had a bad experience and Iv lost count how many years I have used it and so safe and protected Reviewed on: 4th June 2026

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