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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62084 reviews)

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4.90

Based on 62,084 reviews, last reviewed 13th Apr 2026

1039300% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Points system works for me Points system works for me , gets a little brucey bonus every now and again Reviewed on: 13th April 2026

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62084)

Love the flexibility

I am doing some home renovations and PayPal credit is my go to for larger purchases when I need the something in place. The app keeps you updated and when to pay in time. All shops so the icon so you can decide options on how and when to pay. Reviewed on: 8th July 2022

Quick easy

Love to use always good offer low interest rate or 0% Reviewed on: 8th July 2022

So convenient

PayPal credit is a big help when doing online shopping, it makes everything so easy and convenient and gives me 4 months interest free on larger purchases. Reviewed on: 8th July 2022

Easy affordable credit

This is a great credit product, four months interest free on purchases over £99 GBP. Also with a surprisingly low APR for a credit product. Reviewed on: 8th July 2022

Brill

Top notch and worth a mention in this sublime category Reviewed on: 8th July 2022

Best Online Credit Company!

I've been a customer of PayPal Credit for years. It's a huge help having to pay my purchases (£99. +) right away then pay it back within 4 months interest free! Reviewed on: 8th July 2022

Perfect

Helped when I was at a loss was looking at losing my home, life everything and it helped! Reviewed on: 8th July 2022

Easy to use and purchases are protected

PayPal credit is a great product - I like being able to pay off payments over £100 over 4 months and the platform is really user friendly. PayPal also enabled me to get my money back when I purchased a product that was damaged in transit and the retailer was non responsive. Reviewed on: 8th July 2022

Never let you down

I’ve got so amazing experience with Amex and I’m surprised always about the benefits and fees Reviewed on: 8th July 2022

Very helpful

Excellent provider and very convenient Reviewed on: 8th July 2022

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