Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

View other PayPal products

4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181119)

Good competitive prices on credit affordable and all...

Good competitive prices on credit affordable and all payments to people are fast and reliable Reviewed on: 4th June 2026

PayPal friendly important and trustworthy a...

Pay pal is very good and important and trustworthy and great to have the app Reviewed on: 4th June 2026

Always getting support which i would expect, staff a...

Always getting support which i would expect, staff are very friendly and helpful Reviewed on: 4th June 2026

PAL PayPal

PAL PayPal is always there when needed Reviewed on: 4th June 2026

Very good with spreading coat of large online purcha...

Very good with spreading coat of large online purchases Reviewed on: 4th June 2026

The service offer by paypal is excelent and is very...

The service offer by paypal is excelent and is very helpful. Reviewed on: 4th June 2026

Been using PayPal credit a while and its ok.

Been using PayPal credit a while and its ok. Good if you need it Reviewed on: 4th June 2026

So far I’m using PayPal and it’s going smooth was ju...

So far I’m using PayPal and it’s going smooth was just not happy with the customer services once but overall it’s really easy to use and helpful aswell. Reviewed on: 4th June 2026

Its really good thanks paypal all the wah baby

Its really good thanks paypal all the wah baby Reviewed on: 4th June 2026

Excellent

Clear terms and conditions really easy to navigate. Excellent service which I use a great deal for expensive purchases Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101278 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub