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PayPal: PayPal Credit reviews

4.90
Based on 62,537 reviews, last reviewed 13th Apr 2026
1081100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Sense of security I feel safe when I'm using paypal really feen the sense of security Reviewed on: 13th April 2026
Raul B's avatar
Raul B

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62537)

Love PayPal credit

5
I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022

Easy to use PayPal

5
Such an easy way to shop with multiple payment option very easy account management easy to navigate online account giving you all the information regarding your spending Reviewed on: 8th July 2022

Very good and easy to use. Payments simple. Low interest on spending

5
Best option out there. Would be great also if paypal credit could enable its customers to send money to your bank acvount. This would make it a fabulous credit provider Reviewed on: 8th July 2022

Outstanding

5
Credit check, lending, and repayment couldn't be simpler. All handled online and absolutely instantly. Reviewed on: 8th July 2022

Mr

5
I will happy to get win now Regards Valentin Reviewed on: 8th July 2022

Helpful

5
I found it very helpful as i bought an iphone and didnt had the money, at the time- but with paypal credit i managed the purchase :) Reviewed on: 8th July 2022

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5
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Paypal feedback

5
Easy to use with an exellent 0% interest offer. Reviewed on: 8th July 2022

PayPal credit

5
Outstanding service and communication Reviewed on: 8th July 2022

Top payment method

5
Top payment method and super secure Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review