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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181117 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181117)

I’ve had great customer service - even when I’ve bee...

I’ve had great customer service - even when I’ve been abroad - brilliant! Reviewed on: 4th June 2026

Not the shortest Man in the room anymore

Always good to have a little bit of more money always there Reviewed on: 4th June 2026

Never had any trouble and always a pleasure to use...

Never had any trouble and always a pleasure to use Reviewed on: 4th June 2026

Fast safe secure

Fast safe secure - best way to shop Reviewed on: 4th June 2026

Really good experience would recommend and choose ov...

Really good experience would recommend and choose over other pay later options and good 0% interest options Reviewed on: 4th June 2026

Love affair with paypal

I love paypal and I never have any problems using it. It is very handy to have and you can use it for almost anything. Reviewed on: 4th June 2026

Seriously Excellent

Buy from Ebay a lot. Lots of other companies and sites. Never had a problem that eBay customer support could not sort out. Reviewed on: 4th June 2026

Great service

Fantastic. Was perfect for what I wanted Reviewed on: 4th June 2026

The smartest way to pay for things on the Planet!

It wouldn't be one of the smartest ways to pay for things Worldwide, and it wouldn't be one of the most successful enterprises in the World since its inception in 2002. I think I've used it since then. Always breathtakingly fast and never an outage in that time. I've transfered money to my daughter, my friends, paid for vast amounts of merchandise and fuelled a very busy eBay account, both for sales and buying! A wonderful tool, (though at times its fees & exchange rate do come under scrutinity) and open lines of short-term credit and Pay-in-3 have made it an invincible operator! So easy to use and safe it is a reward in itself! Now, there's PayPal+ the loyalty rewards programme that makes it a friend with benefits everytime you spend you earn points for charity or yourself! As we say here in Wales "Bendegedig!" which translates as 'fantastic, blessed and brilliant' all at once! Reviewed on: 4th June 2026

Excellent

I've used PayPal for years and they've even sorted out problems I've occured with products I've bought from people/company's Reviewed on: 4th June 2026

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