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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Easy to use, excellent service.

5
Easy to use, excellent service. Great way to spread costs. Reviewed on: 2nd June 2024

Easy set up and use.

5
Easy set up and use. Great that it is usable across so many platforms now. Reviewed on: 2nd June 2024

Fast and easy

5
Fast quick and easy nothing but plain sailing from start to finish Reviewed on: 2nd June 2024

great app

5
East to use app, refunded quickly after bayern didn't send article bought. Many sites offer PayPal as quick and easy payment option. Reviewed on: 2nd June 2024

Secure and easy.

5
Easy to use and plenty of options and security Reviewed on: 2nd June 2024

Easy & good service ,no any issues before

5
Easy & good service ,no any issues before Reviewed on: 2nd June 2024

PayPal credit for when you need it most.

5
Always prefer to use PayPal for purchase as I know I'm guaranteed and covered. great customer service when dealing with payment disputes. I like the fact that PayPal is accepted almost everywhere I shop online. using PayPal credit helps me manage my money better when deciding what to buy and when. Reviewed on: 2nd June 2024

I had a transaction to dispute and within 15 minutes...

5
I had a transaction to dispute and within 15 minutes I was speaking to a very helpful and real person. Reviewed on: 2nd June 2024

Easy way to have comfort over where you’re spending...

5
Easy way to have comfort over where you’re spending and the credit is great for when you need a little time to pay Reviewed on: 2nd June 2024

The best customer services I’ve ever had to experien...

5
The best customer services I’ve ever had to experience Reviewed on: 2nd June 2024

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