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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Very good website and provides good service

Very good website and provides good service Reviewed on: 4th June 2026

Using PayPal has been very easy.

Using PayPal has been very easy. I love the pay in 3 options, and since being able to get a physical card for their credit account, I have used that for larger purchases to make use of the Pay in 4 months interest free. The customer service has been good when needed but perhaps could be faster and easier to speak to a person. Reviewed on: 4th June 2026

I like a paypal credit very much because it's very h...

I like a paypal credit very much because it's very helpful in my life Reviewed on: 4th June 2026

PayPal is great!

PayPal is great! Managed to get my refund super quickly! Reviewed on: 4th June 2026

I love Paypal credit!

I love that you can use PayPal credit and get 4 months interest free on all purchases now. I think the app is easy to use too. Reviewed on: 4th June 2026

Anytime I needed them the assistance provided was pr...

Anytime I needed them the assistance provided was promptly and efficiently. Reviewed on: 4th June 2026

Paypal credit great for purchases over £99

Paypal credit is a great option when you are buying anything over £99. It allows you to spread the cost of 12 months which is a great benefit. Generally, easy to use, have been using it for years with no issues. Reviewed on: 4th June 2026

All very easy.

All very easy. Easy to apply for and repay. Reviewed on: 4th June 2026

Never had any issues, helps when I have to pay somet...

Never had any issues, helps when I have to pay something before pay day and flexible on repayments. Reviewed on: 4th June 2026

So easy to use and great customer experience when ne...

So easy to use and great customer experience when needed! Reviewed on: 4th June 2026

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