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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Alway save when i buy anything from over sea

5
Alway save when i buy anything from over sea Reviewed on: 2nd June 2024
Huong l's avatar
Huong l

Fast and easy way to pay.

5
Fast and easy way to pay. Having the extra time to pay for purchases is great. Reviewed on: 2nd June 2024
Natalie W's avatar
Natalie W

First class service

5
Papal so easy to use and the protection you get is amazing. In the past I’ve had an issue of goods not turning up and getting a refund and I wasn’t getting my refund so filled in a form with PayPal and it was sorted straight away first class Reviewed on: 2nd June 2024
John w's avatar
John w

I’ve never had any trouble or issues which means suc...

5
I’ve never had any trouble or issues which means such a lot in todays climate Reviewed on: 2nd June 2024
Tina Whittle's avatar
Tina Whittle

Amazing!

5
So easy to use and fantastic customer service on the few occasions where I have had to call PP. there are so many companies that would benefit from taking a leaf out of PP’s book! The detailed information and support is honestly second to none. PayPal is the absolute best for online shopping protection. Reviewed on: 2nd June 2024
Jan P's avatar
Jan P

fast easy to use and just great to have that safety...

5
fast easy to use and just great to have that safety net there for emergencies Reviewed on: 2nd June 2024
ash's avatar
ash

I think PayPal is a really good thing, especially th...

5
I think PayPal is a really good thing, especially the PayPal credit for people who have monthly budgets Reviewed on: 2nd June 2024
Shane C's avatar
Shane C

I feel calm and safe because I know that with PayPal...

5
I feel calm and safe because I know that with PayPal I will not be sold a bad product. I can buy any product I like with peace of mind. Because I know that a great supporter like PayPal is by my side and no one else can harm me. let Reviewed on: 2nd June 2024
Ali k's avatar
Ali k

The perfect online credit card

5
Always use PayPal always great never have any problems I use every time I buy something online super easy to use too ! Reviewed on: 2nd June 2024
Benjamin's avatar
Benjamin

PayPal is my pal.

5
PayPal is my pal. I love PayPal because they provide multiple avenue streams which allow me to balance my finances effectively and easily. From the pay in three option to using my balance on my account. PayPal credit is also great because it gives me a whole four month period to pay which is absolutely helping me out. Reviewed on: 2nd June 2024
Chris's avatar
Chris

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