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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Love the flexibility

I use my PayPal avenues of credit a lot, including pay in three which I find really useful for budgeting with no interest charges. Reviewed on: 4th June 2026

Really helpful for emergency payments.

Really helpful for emergency payments. Very resonable. Reviewed on: 4th June 2026

PayPal always resolved any issues I've had fairly

PayPal always resolved any issues I've had fairly Reviewed on: 4th June 2026

Paypal is ace

Always there when I need it.brilluant to gave in an emergency Reviewed on: 4th June 2026

One small mistake on payment but refunded straight a...

One small mistake on payment but refunded straight away. So far no problem Reviewed on: 4th June 2026

paypal now can be used with card in shops -...

paypal now can be used with card in shops - better Reviewed on: 4th June 2026

Good and easy to get credit.

Good and easy to get credit. Simple and fast Reviewed on: 4th June 2026

I’ve enjoyed the flexibility and easy access but the...

I’ve enjoyed the flexibility and easy access but there’s a transaction showing on my account that should have been cancelled so I’m a bit concerned. Reviewed on: 4th June 2026

PayPal best way to pay

I have never had a bad experience using PayPal any problems PayPal has sorted it out high marks from me keep up the good work Reviewed on: 4th June 2026

Safety and Security first.

I've been using PayPal for over 15 years, if a company doesn't accept PayPal I don't shop with them. I feel safer and secure using PayPal. Reviewed on: 4th June 2026

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