Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,537 reviews, last reviewed 13th Apr 2026
1081100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Sense of security I feel safe when I'm using paypal really feen the sense of security Reviewed on: 13th April 2026
Raul B's avatar
Raul B

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62537)

fantastic Service

5
One of the best service providers. Reviewed on: 8th July 2022

Highly recommended

5
It has helped me a lot with my purchases. Very easy to use, very secure. I trust a lot in PayPal. Reviewed on: 8th July 2022

Super easy to use

5
Have been using PayPal as my primary funding source online for a number of years....fast secure payments and any issues I have had have been resolved quickly. Would highly recommend paypal to anyone! Reviewed on: 8th July 2022

Easy transaction

5
Smooth transition is the best for me and when something went wrong on the item I bought, I can claim my money back if it was not my fault Reviewed on: 8th July 2022

Quick, easy to use and compatible

5
PayPal is a quick and easy alternative to filling in card details. It is almost always an option when checking out online, and the PayPal credit service allows me to spread the costs of my online purchases. I use it just as much, if not more, than my bank card! Reviewed on: 8th July 2022

Super

5
Love Love paypal!!!!!,, super paypal!!!!! Reviewed on: 8th July 2022

Amazing product

5
PayPal is amazing very easy to use Reviewed on: 8th July 2022

Paypay credit has been amazing and helpful in getting things I needed on time

5
I've been able to buy stuff I needed with PayPal credit and I also get notification to make payment. Reviewed on: 8th July 2022

Best credit

5
Wouldn't use any other credit then paypal. So easy to use Reviewed on: 8th July 2022

Cannot fault them,

5
A lot better than the high street banks. Any problems they do there best to fix it. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review