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PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181116)

Very easy and straightforward service.

5
Very easy and straightforward service. Helps me feel more secure about online transactions. Reviewed on: 4th June 2026

Awesome service

5
Whenever I have had any sort of problem PayPal has sorted it out very swiftly, even around the holidays which is usually a busy time. Cannot fault their service one bit Reviewed on: 4th June 2026

SMOOTH RUNNING AND CONVENIENT 10 OUT OF 10

5
SMOOTH RUNNING AND CONVENIENT 10 OUT OF 10 Reviewed on: 4th June 2026

PAYPAL excellence

5
It is very fast and an efficient payment option keeping my outgoings in 1 place Reviewed on: 4th June 2026

Excellent all round

5
Use it for multiple purchases always had good experience and any issues are dealt with very very quickly Reviewed on: 4th June 2026

I've never had a problem settling a loan, and I've n...

5
I've never had a problem settling a loan, and I've never had any trouble resolving or resolving issues. Everything was resolved to my benefit. Thank you so much. Reviewed on: 4th June 2026

Great service

4
Sometimes transactions are slow to show up both on PP and my bank Reviewed on: 4th June 2026

An easy way to manage your payments.

5
An easy way to manage your payments. Reviewed on: 4th June 2026

Fast and easy!

4
Fast and easy! Smooth running within the app, also pay date reminders sent to your email! Reviewed on: 4th June 2026

Easy to use feels secure excellant way to make payments

5
Easy to use feels secure excellant way to make payments Reviewed on: 4th June 2026

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