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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Really good with repaying monthly payments

Really good with repaying monthly payments Reviewed on: 4th June 2026

Simple to use

Simple to use, accessible for all Reviewed on: 4th June 2026

Should be easier/clearer selecting methods of paymen...

Should be easier/clearer selecting methods of payment, perhaps with a warning if a payment counts as a cash transaction and using a credit card. Reviewed on: 4th June 2026

Simple and easy

Very easy to use and the app is great and layed out nicely Reviewed on: 4th June 2026

Excellent customer service and definitely I will rec...

Excellent customer service and definitely I will recommend it to my friend Reviewed on: 4th June 2026

Efficient customer service and easy to use app.

Customer service have always been really quick to solve my query within 24 hours. Although I haven’t really had much of a problem. the pay in 3 option is great and so easy to use. Makes life just that little bit easier. Reviewed on: 4th June 2026

Easy to use and credit facility great help

Easy to use and credit facility great help Reviewed on: 4th June 2026

Everything’s just been really smooth even when I had...

Everything’s just been really smooth even when I had to find somebody up it was explained perfectly. And patiently Reviewed on: 4th June 2026

PayPal credit

I ve been quite satisfied by using PayPal credit Reviewed on: 4th June 2026

Easy to use, plenty of retailers, the 4 month 0% on...

Easy to use, plenty of retailers, the 4 month 0% on a lot of purches is excellent. Reviewed on: 4th June 2026

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