Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181116)

From my bank account should I go under £100

5
It’s great I will never run out of moneys Reviewed on: 4th June 2026

You can always rely on PayPal credit !

5
You can always rely on PayPal credit ! Reviewed on: 4th June 2026

PayPal Credit

5
Unlike other companies, PayPal credit is the quickest and easiest way to pay. It gives you the flexibility of paying when you can, without the stress of worrying about being charged double on top! Reviewed on: 4th June 2026

Been using for years, good for peace of mind that mo...

5
Been using for years, good for peace of mind that money protected, easy to pay off or be flexible when needed Reviewed on: 4th June 2026

Paypal credit , my financial saviour!

5
Paypal has rescued me financially in many ways to meet up my needs. Reviewed on: 4th June 2026

The best

5
The experience is great since I had PayPal nice and easy to use Reviewed on: 4th June 2026

Great service and easy to use, flexible and excellen...

5
Great service and easy to use, flexible and excellent value Reviewed on: 4th June 2026

The pay in 3 Ease.

5
I find the Pay in 3 particularly useful for the occasional larger outlays even though it’s something I could manage in a single transaction. Reviewed on: 4th June 2026

Simple and intuitive UI, secure and works across the...

5
Simple and intuitive UI, secure and works across the globe. Reviewed on: 4th June 2026

PayPal is the secure way to pay

5
PayPal is the efficient way to pay, easy traceability and selection of mediums to pay. Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101277 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products