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PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181116)

Super easy

5
It's Fast,easy and the payment options are great for budgeting. Reviewed on: 4th June 2026

Excellent service.

5
Excellent service.used most of the times. Reviewed on: 4th June 2026

Great service when I had an issue a while ago was re...

5
Great service when I had an issue a while ago was resolved immediately Reviewed on: 4th June 2026

Best service.

5
Best service. Very reliable company Reviewed on: 4th June 2026

Easy to access and easy to use.

4
Easy to access and easy to use. I will definitely use this service on the future Reviewed on: 4th June 2026

Customer service

5
Always been very helpful when there as been a problem with a purchase and up to now always got my money back Reviewed on: 4th June 2026

PayPal, would highly recommend.

5
I have had no problems with PayPal, everything runs smoothly. The app is easy to use, so is the service on payment through other websites. It's widely accepted and easy to keep track of what goes in or out. I have had no issue with the ease of use and layout of the app. Reviewed on: 4th June 2026

Logging in

4
The only real issue I have had is sometimes connecting with paypal. I get so far logging in and get kicked out Reviewed on: 4th June 2026

Great app

4
Helped when needed, ease of use, straightforward app Reviewed on: 4th June 2026

Ive had my card for many years & its never let me down

4
Ive had myy card for manyy many years and its never let me down and the new debit card has been very useful as well so I look forward to using that for many years and it just makes things much easier. I started off using it by buying things with eBay and that sent me to PayPal and I'm glad it did any issues I've had with people Waze in the last so six months I had one payment that went to a store but it was a fraud and they were very helpful and sorted it out for me. I'm very grateful Reviewed on: 4th June 2026

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