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PayPal: PayPal Credit reviews

4.73
Based on 181,116 reviews, last reviewed 11th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026
Jack d's avatar
Jack d

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181116)

never had any problems with pay pal

5
never had any problems with pay pal Reviewed on: 4th June 2026

I was a victim of fraud and PayPal credit sorted my...

5
I was a victim of fraud and PayPal credit sorted my issue and paid my money back straight away. Also customer service team were fabulous. Reviewed on: 4th June 2026

Professional & Clear

5
Professional and clear information that supports my needs Reviewed on: 4th June 2026

Great advantages

5
Very useful and helps when things are tight giving longer to pay for your purchases. I like to use the pay in 3 option if I can or the interest free option for a larger purchase Reviewed on: 4th June 2026

Very efficient when speaking to customer service

5
Very efficient when speaking to customer service Reviewed on: 4th June 2026

the paypal credit feature is so useful

5
the paypal credit feature is so useful to use to help spread the cost of things, easy to manage payments too Reviewed on: 4th June 2026

PayPal are awesome.

5
PayPal are absolutely brilliant, when I had a few money issues they were extremely supportive and helpful even when I was back on my feet they were still there if I needed them. Reviewed on: 4th June 2026

Love the security of using PayPal, if something goes...

5
Love the security of using PayPal, if something goes wrong either a transaction they sort it out for you Reviewed on: 4th June 2026

I like using PayPal Credit because it gives you inte...

4
I like using PayPal Credit because it gives you interest free periods as well as points when shopping. Reviewed on: 4th June 2026

Credible

5
I like how efficient and easy it’s to use PayPal. Have never had any problems using my account. Reviewed on: 4th June 2026

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