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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Great app

Love using PayPal, always feel like I’m paying securely Reviewed on: 4th June 2026

Best customer care always

Best customer care at all time. With pay in 3 and easy split among 4 months credit always easy to manage Reviewed on: 4th June 2026

PayPal is my preferred way of payment online.

PayPal is my preferred way of payment online. Peace of mind Reviewed on: 4th June 2026

Not a credit card - not covered by credit card rules!

The interest rate is really high. They are not a credit card so paying back the funds used is really difficult. When you speak to the staff on the phone they do not know their own terms and conditions and cannot point you to a place where you can find them yourself. Reviewed on: 4th June 2026

Excellent service and professionalism

Excellent service and professionalism Reviewed on: 4th June 2026

Easy and convenient to use

Easy and convenient to use, good options for spreading payments. App is also user friendly Reviewed on: 4th June 2026

It's got me through some scrapes and payment is flex...

It's got me through some scrapes and payment is flexible. Reviewed on: 4th June 2026

Experience

Been great when ever I have a issue they always been good to inform me or fix it Reviewed on: 4th June 2026

The talk

The lady help me with a card issue Reviewed on: 4th June 2026

Very helpful and with fair deals.

Very helpful and with fair deals. Reviewed on: 4th June 2026

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