Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75282)

Easy to use , secure payment and peace of mind...

5
Easy to use , secure payment and peace of mind Reviewed on: 2nd June 2024
Sachin r's avatar
Sachin r

4 months interest free really helps

5
really helps alot with the 4 months interest free. I've managed to purchase a few things and don't have to worry about paying straight away. Reviewed on: 2nd June 2024
sarah's avatar
sarah

Very comfortable and happy with the service

5
Very comfortable and happy with the service Reviewed on: 2nd June 2024
Djahid's avatar
Djahid

Fast checkout, pay longer

5
I like that I can buy a large purchase and pay it in full or do instalments for couple of months. I also use Paypal to checkout faster than inputting my card details which are bit of a hassle. Reviewed on: 2nd June 2024
Johannah B's avatar
Johannah B

Like the ease of use with PayPal however when disput...

5
Like the ease of use with PayPal however when disputing transactions - found in one case I could not speak to the person that was supposed to be reviewing my case so not able to explain my side properly / kept asking for proof of postage despite me providing it several times Reviewed on: 2nd June 2024
Rebecca B's avatar
Rebecca B

I feel protected whe I purchase online via PAYPAL

5
I feel very safe when purchasing products or services via PAYPAL, because if ther are any issues then PAYPAL will always look into it. Reviewed on: 2nd June 2024
Ms Shani's avatar
Ms Shani

Great experience.

5
Great experience. Not had the need to use customer service. Always a good thing! Reviewed on: 2nd June 2024
myhoose's avatar
myhoose

Good experience so far

5
Good experience with PayPal credit so far and good payment option when purchasing high priced goods especially if you want to spread the cost without paying interest. Reviewed on: 2nd June 2024
KellC's avatar
KellC

Very easy lots of choice ...

5
Very easy lots of choice good value for money Reviewed on: 2nd June 2024
Kevin s's avatar
Kevin s

Good service all around and convenient way to pay wi...

5
Good service all around and convenient way to pay with a confidence of payment protection. Reviewed on: 2nd June 2024
A Jamal's avatar
A Jamal

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill