Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181116)

Flexible, easy to manage and good value

It’s incredibly easy to use and offers both manageable pay-in-three options and credit at 0% for bigger items. It’s meant I’ve not relied on my credit card so much and avoided getting into unmanageable debt Reviewed on: 4th June 2026

I love PayPal, they look after you..

I love using PayPal your goods are protected. You can send money easily to friends and family. Reviewed on: 4th June 2026

Good communication, fast transaction, app is easy to...

Good communication, fast transaction, app is easy to use Reviewed on: 4th June 2026

Being hacked

I was hacked a few years ago and they sorted everything out and I got my money back Reviewed on: 4th June 2026

Had problems in the paypal sorted it quick

Had problems in the paypal sorted it quick Reviewed on: 4th June 2026

Understanding the process is quite straightforward.

Understanding the process is quite straightforward. Easy to use. Reviewed on: 4th June 2026

Helped me get a service for my car, so i appreciate...

Helped me get a service for my car, so i appreciate that Reviewed on: 4th June 2026

Good service.

Good service. I like my pay pal credit card. Reviewed on: 4th June 2026

Nobody wanted to give me installments PayPal was the...

Nobody wanted to give me installments PayPal was the only company that gave me installments I needed it for home furniture Reviewed on: 4th June 2026

Easy to use fast and saferefunds

Easy to use fast and safe I highly recommend this way of paying Reviewed on: 4th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101277 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub