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PayPal: PayPal Credit reviews

4.90
Based on 65,942 reviews, last reviewed 14th Apr 2026
1394400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience with PayPal Credit. Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026
Marisa's avatar
Marisa

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (65942)

Useful and easy

5
I often use this facility and find it's very useful, just état the credit limit would go up a little more. Reviewed on: 15th May 2024

Great way to purchase using pay in 3

5
Great way to purchase using pay in 3 Reviewed on: 15th May 2024

Helps to pay things up and make management of paymen...

5
Helps to pay things up and make management of payments easier Reviewed on: 15th May 2024

It’s the best app that I am using for many years.

5
It’s the best app that I am using for many years. It’s secure and it’s my best friend that gives me the opportunity to pay in 3 apart of the credit that Paypal gave me ☺️ Reviewed on: 15th May 2024

Recommend It

5
Good 0% interest deals and a decent credit limit. Reviewed on: 15th May 2024

Love it !

5
It’s very handy, buying staff online in 3 payments or even buying things in store by login PayPal credit with curve card. I really enjoy it especially in time of constantly growing costs of living. PayPal saves my day Reviewed on: 15th May 2024

No easy way to contact PayPal and no kind of help

2
There's no easy way to contact PayPal about issues or for help with managing PayPal credit. For example, most banks will put a hold on being able to use credit and hold interest for a month or two whilst you sort out finances but PayPal provide no help or a easy way to contact them about it Reviewed on: 15th May 2024

Reliable and fast payment system

5
Reliable and fast payment system Reviewed on: 15th May 2024

Easy to use , good that you can pay it...

4
Easy to use , good that you can pay it monthly Reviewed on: 15th May 2024

PayPal credit is quick and easy.

5
Using PayPal credit is quick and easy. Useful for things you want to spread the cost over a period of interest free. Reviewed on: 15th May 2024

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