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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Able to spread purchases over several m9nths to help...

Able to spread purchases over several m9nths to help with unexpected large bills Reviewed on: 4th June 2026

Best way to pay

I have had a good experiance with Paypal but when I tried contacting their customer service regarding my credit card I got no answer at all Reviewed on: 4th June 2026

Excellent financial services from PayPal, can't real...

Excellent financial services from PayPal, can't really fault the company Reviewed on: 4th June 2026

Easy to use and good value.

Easy to use and good value. Easy to spread in 4 months Reviewed on: 4th June 2026

This is the way.....the PayPal way

Fast transaction turnaround, great benefits regarding payment options, easy to use mobile app, peace of mind secure payments. Reviewed on: 4th June 2026

I use and trust this app daily would recommend

I use and trust this app daily would recommend Reviewed on: 4th June 2026

Youth machine

Paypal credit in my opinion is areat gateway for young adults and teenagers to learn how to start financing. They also get used to credit and can start to improve their credit score by using paypal credit and due to its ease of access as its online. Reviewed on: 4th June 2026

Good: paypal credit is a good way for begineers and...

Good: paypal credit is a good way for begineers and young adults, in my opinion, to start using credit and improve their credit score etc and learn how to finance. Reviewed on: 4th June 2026

I found it difficult to know exactly what is what, i...

I found it difficult to know exactly what is what, in terms of what is the credit I had and what is the credit debt. Maybe making it more explicit. I was also able to set a direct debit to an account that wasn't verified. The transaction returned, maybe make it more explicit before allowing to set up a direct debit. I also couldn't get the deposit for the account verification, that needs improving Reviewed on: 4th June 2026

Always there for you and always very helpful if you...

Always there for you and always very helpful if you have a query Reviewed on: 4th June 2026

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