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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Great app.

Great app. Been using PayPal for years and now with the addition of pay in 3 I feel more confident that I can spread payments easier and more manageable. Reviewed on: 4th June 2026

Excellent

Very easy to use and has everything I require Reviewed on: 4th June 2026

No problem with Paypal

All good with this account on my money or on PayPal credit. Reviewed on: 4th June 2026

It’s ok, easy to make transactions

It’s ok, easy to make transactions Reviewed on: 4th June 2026

Secure and safe to use

Paypal credit is a very secure way to manage large payments with a very generous credit limit. Definitely feel safe using it for my purchases Reviewed on: 4th June 2026

I LIKE PAYPAL ITS VERY COMFORTABLE AND SAFE

I LIKE PAYPAL ITS VERY COMFORTABLE AND SAFE Reviewed on: 4th June 2026

Always very flexible and very easy to use

Always very flexible and very easy to use Reviewed on: 4th June 2026

My experience with PayPal Credit has been excellent.

My experience with PayPal Credit has been excellent. It provides a convenient and flexible way to make purchases and manage payments. The application process was simple, and the service has been reliable and easy to use. I appreciate the added financial flexibility and would recommend PayPal Credit to others Reviewed on: 4th June 2026

Simple easy and always there to help.

Simple easy and always there to help. Never glitches and super safe Reviewed on: 4th June 2026

PayPal has always been my go to for paymens online...

PayPal has always been my go to for payments online not only because of how easy it makes it but you also know your protected if things go wrong. The PayPal credit has been a massive help when I have needed to buy something but not had the funds there and then. Reviewed on: 4th June 2026

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