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PayPal: PayPal Credit reviews

4.90
Based on 64,705 reviews, last reviewed 14th Apr 2026
1280700% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service. Excellent service. very easy and efficient Reviewed on: 14th April 2026
Laura E's avatar
Laura E

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (64705)

Always resolved any issues whether it was as a buyer...

5
Always resolved any issues whether it was as a buyer or a seller. As long as you follow the rules and regulations you are 100% covered for any problems you may encounter. Reviewed on: 12th May 2024

PayPal is amazing!

5
I have been with PayPal for many years and find it a fantastic way of paying for items either by PayPal credit or by date out of my bank account. If there has been a problem with a retailer PayPal always has my back and have refunded me money where a retailer has been shown to be bogus. I would definitely recommend PayPal to everyone. Reviewed on: 12th May 2024

Never had an issue from the start.

5
Never had an issue from the start. Great payment schemes Reviewed on: 12th May 2024

Never had an issue with PayPal Credit

4
Never had an issue with PayPal Credit Reviewed on: 12th May 2024

I haven't had any issues with my PayPal credit facil...

4
I haven't had any issues with my PayPal credit facility since I applied for it. Reviewed on: 12th May 2024

Paypal credit is really good value and easy to use

5
Paypal credit is really good value and easy to use Reviewed on: 12th May 2024

Great company to use with finances

5
Great way to afford things that you need and want, easy to space out payments over a longer or shorter time frame. Customer service is good and get back to you quickly, puts up your credit score when used properly, very handy financing tool Reviewed on: 12th May 2024

PayPaI Credit

5
Excellent service from start to finish Reviewed on: 12th May 2024

Excellent and easy to use, so handy for them extra b...

5
Excellent and easy to use, so handy for them extra bits you need Reviewed on: 12th May 2024

Better than nothing

4
I had very bad experience experience with paypal. I provide my online services to client. When they get the work and he opened a dispute and get the money back Reviewed on: 12th May 2024

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