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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Good example for shopping easy to use

Good example for shopping easy to use Reviewed on: 4th June 2026

I always use paypal when buying and selling staff be...

I always use paypal when buying and selling staff because i always get a protection and avoid getting scam. It give me confidence to buy the things id like specially online. Reviewed on: 4th June 2026

I have been using Paypal for almost 9 years now.

I have been using Paypal for almost 9 years now. They are the best out there in terms of money safety and security, customer service on hand and easy to get to - no long wait times on a phone like any other bank or app. Quick and easy to resolve issues. Amazing deals, helped me save up and also offer a lot! It is also great for travelling - safe bank transfers internationally and lastly love the Pay in 3 installements! No charge, no hustle, easy to use at check out! Oh and one last thing is, their app is so easy to navigate and use, even my dad uses it. Really recommend! Reviewed on: 4th June 2026

PayPal is standardly great

Customer service isn't always the smoothest, but the platform is great Reviewed on: 4th June 2026

PayPal meets your life style

The service provides great flexibility for my life styles and also rewards you. Reviewed on: 4th June 2026

Good for purchase but confusing when it comes to sta...

Good for purchase but confusing when it comes to statement and payment details Reviewed on: 4th June 2026

I’ve used this service for years and it continues to...

I’ve used this service for years and it continues to be very useful for spreading costs without all the hidden fees Reviewed on: 4th June 2026

Since 2003 always a good relationship.

Since 2003 always a good relationship, until recently, the scammers have found new ways to circumvent safe-holds in place - Malwarebytes, VPN, etc. They do their best as do we the users. Reviewed on: 4th June 2026

Have a wide range of shops to use PayPal.

Have a wide range of shops to use PayPal. Now got the physical PayPal credit card, which is nice to use. Reviewed on: 4th June 2026

So easy / so quick / so peace of mind...

So easy / so quick / so peace of mind / Reviewed on: 4th June 2026

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