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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

The best credit card.

5
The best credit card I've ever used. Convenient, fast, affordable, secure. Help to solve problems with unscrupulous sellers. I have been with PayPal for about 10 years and I am not going to refuse. Reviewed on: 11th August 2022
Svjatoslavs Ivanovs's avatar
Svjatoslavs Ivanovs

Easy peasy

5
Easy to set up Easy to use Easy to pay back No stress at all Reviewed on: 11th August 2022
Felicity's avatar
Felicity

Love PayPal credit

5
So easy to use and loads of places online will accept so perfect Reviewed on: 11th August 2022
Louis inns's avatar
Louis inns

I love it

5
Everyday life changing just love it. Reviewed on: 11th August 2022
Giorgio Russo's avatar
Giorgio Russo

Amazing service

5
Have used many times and its great Reviewed on: 11th August 2022
Joshua Banks's avatar
Joshua Banks

Excellent service and worry free credit

5
Its a brilliant service that allows for worry free credit options and makes understanding credit easy and safe. Reviewed on: 11th August 2022
Dan Whittall's avatar
Dan Whittall

Quite Simply Love Ut6

5
The use of the PayPal Credit facilities has helped me no end. In particular since I've been crafting, and needed to get supplies, and the 'pay in three' option has been beyond helpful. Thank you PayPal Reviewed on: 11th August 2022
Muncha's avatar
Muncha

simplicity at its best.

5
shopping using PAYPAL is the easy way of acheiving financial peace of mind. Reviewed on: 11th August 2022
winfield Baldeo's avatar
winfield Baldeo

Credit and payment.

5
Excellent and easy to use, doesn't muddle around and has a simplistic view and use case. The GUI is decent and works treats on pretty much all the phones, doesn't clog up memory either. Log ins not an issue and never had any bother. Lay outs of payments is split if you need it with overall at the top l, easy to split and understand. If you make an excess payment,above what you need, it takes it from the closest balance, you can't just throw it at what budget you want, that's the only down but not even an issue at best Reviewed on: 11th August 2022
Adrifing 's avatar
Adrifing

Excellent flexibility

5
Excellent flexibility and great rates if you spread over interest free would definitely recommend Reviewed on: 11th August 2022
chris.charnock@ymail.com's avatar
[email protected]

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