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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181115)

Always perfect & secure with PayPal

5
Always perfect & secure for shopping and payment .PayPal is always secure and fast for the payment.I am using PayPal for s long time for a payment. Now there is a money security concern because of scammers but ic we use PayPal no need to worry about it . Reviewed on: 4th June 2026

Easy to use and very handy to make payment and send...

5
Easy to use and very handy to make payment and send money Reviewed on: 4th June 2026

Less good credit deals but good to have buyer protec...

4
Less good credit deals but good to have buyer protection. Reviewed on: 4th June 2026

Easy, Reliable and Good value

5
Never had any issues, everythings been straightforward and understandable. Reviewed on: 4th June 2026

Easy to use easy to pay.

5
Easy to use easy to pay. Straight forward payments good choices of places to use it as well from holidays to clothing to food ect Reviewed on: 4th June 2026

My experience was great,everything worked excellent

5
My experience was great,everything worked excellent Reviewed on: 4th June 2026

Versatile form of credit

5
Good that you can use PayPal on on many sites and I feel it's a safe way to buy goods and also most of your purchases are covered, when you use PayPal. If you don't have a credit card and don't want to use cash then it's really useful, you can still use credit at any time, if you have PayPal. Reviewed on: 4th June 2026

Easy to use

5
I have had PayPal for many years and it makes purchasing online so much easier. Reviewed on: 4th June 2026

Great serves, easy and safe way to pay.

5
Great serves, easy and safe way to pay. Excellent, highly recommend. Best way to pay won't use anything else. Reviewed on: 4th June 2026

Best credit card

5
It good card with more security and good interest rate Reviewed on: 4th June 2026

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