Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,996 reviews, last reviewed 14th Apr 2026
1123100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and approved. Easy to apply and approved. The pay in 3 is easy aswell and helps you spread your payments Reviewed on: 14th April 2026
Murilyn Hutchinson's avatar
Murilyn Hutchinson

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62996)

Great

5
Very easy and helpful I'm using it and I don't have any complaints Reviewed on: 12th July 2022

The best service very happy

5
I purchased things abroad and psy pal credit has helped me a lot thank you Reviewed on: 12th July 2022

pay later

5
I used pay pal on a few occasions, buy now pay later, can not beat it , a great way to get what you want now and pay later Reviewed on: 12th July 2022

Love

5
The most reliable and convenient credit service out there ..cannot praise enough Reviewed on: 12th July 2022

Amazing

5
Very well. I am happy.thank I have my dreams holiday because I have credit cards Reviewed on: 12th July 2022

Very easy to get with no time waste.

5
Never have any issues with Paypal and great deal all the time :-) Reviewed on: 12th July 2022

Helpful and relaible

5
I always use PayPal credit. It is like have a credit card online. I can see all transactions clearly and find it easy to use. Reviewed on: 12th July 2022

Helpful

5
Paypal is prompt and safe for any transactions Reviewed on: 12th July 2022

Service and use

5
Excellent service and very easy to use for online payments Reviewed on: 12th July 2022

Quick easy and very informative

5
I felt as though I was being treated like a person instead of a convenience Reviewed on: 12th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review