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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Brilliant

There when I need it love the pay in 3 option so helpful Reviewed on: 4th June 2026

Easy app to explore.

Easy app to explore. Very safe to use. Reviewed on: 4th June 2026

Very supportive, my finances feel protected.

Very supportive, my finances feel protected. Easy to get through to customer service and my queries get resolved quickly Reviewed on: 4th June 2026

Very easy to use.

Very easy to use. Informative on spends, & security is excellent. Reviewed on: 4th June 2026

Extremely convenient for large purchases with secure...

Extremely convenient for large purchases with secure and swift responses Reviewed on: 4th June 2026

No fuss, just pay n go (tm lol)

No fuss, just pay n go (tm lol) Reviewed on: 4th June 2026

Good is how I would describe the experience.

Good is how I would describe the experience. Reviewed on: 4th June 2026

PayPal have always come to the rescue when having pr...

PayPal have always come to the rescue when having problems with seller's Reviewed on: 4th June 2026

Best service ever

My experience about using PayPal credit is really great. All instructions are very easy to understand and implement. Finally it is really helpful for me to pay through PayPal credit and pay PayPal back after every month. Thanks PayPal. Reviewed on: 4th June 2026

PayPal credit is excellent has helped me out so much...

PayPal credit is excellent has helped me out so much this past few years Reviewed on: 4th June 2026

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