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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,909 reviews, last reviewed 14th Apr 2026
1114800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous! Always quick & helpful service. Paypal is so innovative and slick. Reviewed on: 14th April 2026
Maria E's avatar
Maria E

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62909)

Great service

5
Amazing service every time you need PayPal they will help you Reviewed on: 9th July 2022
Fazil Shah's avatar
Fazil Shah

Absolutely wonderful

5
Good services and low interest. Since I have been using PayPal credit I have no regrets. Reviewed on: 9th July 2022
Sunday Omolewa's avatar
Sunday Omolewa

PayPal

5
PayPal Credit has been amazing for me. The reasonable and sustainable interest rates have meant that I can purchase the things that bring me enjoyment in life without worrying about being in debt. I've booked holidays and gotten presents for friends and family without a worry! Prior to Pay Pal Credit, I was very afraid of ever using credit after hearing about so many bad experiences! Reviewed on: 9th July 2022
Naomi Rhodes's avatar
Naomi Rhodes

X

5
Xxxxxxxxxxxxxxzzzzzxxxxzzzzzzzzzxx Reviewed on: 9th July 2022
Les Mackay's avatar
Les Mackay

Use all the time

5
Buy large products spread payments brilliant Reviewed on: 9th July 2022
Carole Anne Hamill's avatar
Carole Anne Hamill

Good value

5
Paypal is easy to use and offers good deals on credit. Reviewed on: 9th July 2022
Shona Church's avatar
Shona Church

Simple to split payments over 4 months

5
I've used PayPal credit to split the cost of big purchases over 4 months interest free on several occasions - simple to use and widely accepted. A really useful option I'll use again. Reviewed on: 9th July 2022
CLJ's avatar
CLJ

Interest free on spending

5
The 4 month interest free on purchase’s over £100 is great as it allows you to spread the cost of big spending Reviewed on: 9th July 2022
Steve's avatar
Steve

Easy and faster

5
I always try use PayPal. Because is the safe way to buy online. Reviewed on: 9th July 2022
tania _'s avatar
tania _

very good company

5
things happen very quickly and easy to work with and some very good offers Reviewed on: 9th July 2022
alexander fleming's avatar
alexander fleming

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