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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Excellent

I love it,find it very handy I can spread the cost.thank you Reviewed on: 4th June 2026

Love PayPal using it a lot, also happy with the cred...

Love PayPal using it a lot, also happy with the credit account, my only advice is you charge a lot for money currency exchange when transfers from other accounts Reviewed on: 4th June 2026

It’s very helpful for me especially paypal credit

It’s very helpful for me especially paypal credit Reviewed on: 4th June 2026

..I love PAYPAL..

PAYPAL IS THE SAFEST WAY TO PAY AND I HAVE ALWAYS BEEN HAPPY USING IT Reviewed on: 4th June 2026

All smooth running so far, no issues

All smooth running so far, no issues Reviewed on: 4th June 2026

PayPal is a great safe option for paying online and...

PayPal is a great safe option for paying online and gives me complete reassurance Reviewed on: 4th June 2026

This is a great way to buy more expensive items.

This is a great way to buy more expensive items. I have used PayPal Credit many times and find it very affordable and easy to keep track of. You always get reminders when a payment is due and there is no interest on your four month payment window. Reviewed on: 4th June 2026

I use it alot - it makes things simple.

I use it alot - it makes things simple. i dont feel paypal are on my side, it charges me without prompts. Reviewed on: 4th June 2026

Great way to earn points!

I’ve been using PayPal for years, it always gives me reassurance that my transactions are protected. I love the credit option, it’s very easy to use and I love that I can earn points on it now. Reviewed on: 4th June 2026

Easy , stress free interest free credit on hand when...

Easy , stress free interest free credit on hand when you need it. Reviewed on: 4th June 2026

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