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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Always safe and easy way to receive and send payments.

Always safe and easy way to receive and send payments. Reviewed on: 4th June 2026

Very easy to use

Very easy to use and accep t ed by most retailers online Reviewed on: 4th June 2026

Great offers and pay in 3 options

Great offers and pay in 3 options Reviewed on: 4th June 2026

Smart spending

Better opportunity to balance money and scattered the payment without being spend in one go. Reviewed on: 4th June 2026

There when you need it

It is great that you can use PayPal everywhere and it’s there for you when you need it love it Reviewed on: 4th June 2026

No worries About a thing

Very straightforward and easy to use Reviewed on: 4th June 2026

I have always used paypal and love the way it's so e...

I have always used paypal and love the way it's so easy to pay with paypal and i only trust them if i have a problem they are quick to resolve it for me and I love the pay in 3 and the credit option I always use paypal as a way to pay because the are so trustworthy Reviewed on: 4th June 2026

Always effortles transactions through PayPal, make o...

Always effortles transactions through PayPal, make online purchases so much easier Reviewed on: 4th June 2026

Easy to use, and the new points system is brilliant

Easy to use, and the new points system is brilliant Reviewed on: 4th June 2026

Easy to use, easy to payback.

Easy to use, easy to payback. Even better since I have a physical card that I can users inside shops Reviewed on: 4th June 2026

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