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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (65942 reviews)

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4.90

Based on 65,942 reviews, last reviewed 14th Apr 2026

1394400% increase in 5 star reviews

in the past 90 days

4100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Positive experience with PayPal Credit. Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65942)

I use PayPal credit for most of my online payments.

I use PayPal credit for most of my online payments. The credit facility is easy to use. The PayPal and credit app enables you to easily access your account balance and also enables you to repay your balances. When having disputes over payments and refunds, the PayPal team are very fast responsive. I would recommend their services to anyone. Reviewed on: 13th May 2024

PayPal credit is such an amazing option that’s helpe...

PayPal credit is such an amazing option that’s helped through good and bad times, whether the items I bought was for pleasure or need. Reviewed on: 13th May 2024

Always had a good experience using PayPal credit

Always had a good experience using PayPal credit Reviewed on: 13th May 2024

Use PayPal credit for all large purchases.

Use pp credit for all large purchases. Helps to make things more manageable without paying more. Easy to use and clearly shows terms in app. Reviewed on: 13th May 2024

Got me through a rough time and easy to set up for r...

Got me through a rough time and easy to set up for repayment Reviewed on: 13th May 2024

Mostly positive

Mostly positive but a little unclear sometimes how the 0% interest period works Reviewed on: 13th May 2024

PayPal credit - renewable 0% credit - what not to like?

PayPal credit - renewable 0% credit - what not to like? It’s well facilitated, automated and extremely clear so as long as you manage your money smartly - it can be used for larger purchases such as house renovations or holidays. We have been using it for nearly a year now and have no issues nor regrets. Reviewed on: 13th May 2024

PayPal credit is excellent that I can pay for someth...

PayPal credit is excellent that I can pay for something I I need but can pay it back monthly Reviewed on: 13th May 2024

Flexible and easy to use

Paypal credit is so easy to use & a great way to pay for goods monthly without the worry of affording them immediately Reviewed on: 13th May 2024

Secure easy payments.

Secure easy payments. Great credit facilities. Pay in three is a really good option. PayPal credit excellent for managing finances. Reviewed on: 13th May 2024

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