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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

PayPal is so easy to use

5
PayPal is so easy to use to pay for things with. I can choose to pay in full, add to my PayPal credit account or pay over 3. Reviewed on: 3rd June 2026

Would definitely recommend

5
So easy to use and never have any issues Reviewed on: 3rd June 2026

Very easy to use it has helped me with purchases I c...

5
Very easy to use it has helped me with purchases I could not really afford straight out. 100% guarantee this PayPal account payments back are a very good rate too. Reviewed on: 3rd June 2026

Really good services, the monthly payments

5
Really good services, the monthly payments Reviewed on: 3rd June 2026

PayPal never let me down.

5
PayPal never let me down. Always there when I need and it is easy to understand all about your transactions. Reviewed on: 3rd June 2026

Always gives me chance to pay in 3 rates which is ve...

5
Always gives me chance to pay in 3 rates which is very helpful. Reviewed on: 3rd June 2026

Peace of mind and convenient

5
I have been using PayPal for years. I pay everything through PayPal. There ease and convenience is unsurpassed; and sharing payments and transferring cash to other countries is amazingly easy. Reviewed on: 3rd June 2026

I love paypal, its the safest way to do...

5
I love paypal, its the safest way to do transactions Reviewed on: 3rd June 2026

I have used PayPal for years.

5
I have used PayPal for years.I have always found it be very easy to use and has great options for easy ways to pay for things without paying interest or getting tied into long term credit. Reviewed on: 3rd June 2026

I love pay in 3

5
I love the pay in 3 or interest free for 4 month offers and find it a very helpful way to spread the cost of a purchase Reviewed on: 3rd June 2026

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