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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Really simple & easy to use.

Really simple & easy to use. Pay in 4 has helped me a lot. App is simple and nice. Added benefit you now get a card! Overall would recommend Reviewed on: 3rd June 2026

Never had any issues.

Never had any issues. Great 0% offers. Reviewed on: 3rd June 2026

I used pay pal credit to pay for a last minute holid...

I used pay pal credit to pay for a last minute holiday, excellent way go spilt the cost across some time and keep things organised. It is easy to keep with payments through the direct debit and also you pay off extra whenever you can which is a feature I enjoy. Reviewed on: 3rd June 2026

Pay pal trustworthy

I always know I can trust paypal as secure , also so easy to use , customer service is always polite and helpful and always willing to help If needed , staff are friendly .p Reviewed on: 3rd June 2026

Great service and so good to use with 4 months intes...

Great service and so good to use with 4 months intest free and so easy to pay when you want Reviewed on: 3rd June 2026

Reliable

Easy to iuse and a reliable product you can trust Reviewed on: 3rd June 2026

Easy to get help

I always find it easy to get around when using app or having to call customer services Reviewed on: 3rd June 2026

Very easy to use.

Very easy to use. Simple to understand and navigate. Reviewed on: 3rd June 2026

Had a PayPal account for a number of years-Excellent

Have had a PayPal account for a number of years & have seen it develop into an excellent banking & money transfer system. Great service. Reviewed on: 3rd June 2026

My experience with PayPal has been excellent.

My experience with PayPal has been excellent. You have a choice to pay in 3 which is convenient if you can not pay it all at once. Reviewed on: 3rd June 2026

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