Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

View other PayPal products

4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181111)

Feel safe when paying with PayPal

Feel safe when paying with PayPal Reviewed on: 3rd June 2026

Quick response.

Quick response. Had one problem before and was sorted out really effectively Reviewed on: 3rd June 2026

Easy to acess and clear information both online and...

Easy to acess and clear information both online and via mobile app. Quick to respond and easily contactable via phone. Great options on repayment that give multiple options to suit all budgets. Reviewed on: 3rd June 2026

Easy to use, simple account management

Easy to use, simple account management Reviewed on: 3rd June 2026

I have used PayPal for many years and their on line...

I have used PayPal for many years and their on line service is efficient, instant and thoroughly reliable as is their customer service who have helped me on numerous occasions with various company issues and private disputes. I can thoroughly reccommed them. Reviewed on: 3rd June 2026

My experiences over the years with PayPal has been g...

My experiences over the years with PayPal has been great i can't complain and their services are always good my personal information are protected, if u ever have an issue with my account they're always happy and willing to help me. Excellent service. I would recommend family and friends to become PayPal customers. Reviewed on: 3rd June 2026

Overall very pleased.

Overall very pleased. The app is clear, customer service is prompt and helpful Reviewed on: 3rd June 2026

Excellent and convenient financing option

I have been using PayPal Credit for a while now and it has been a fantastic experience. The interest-free offers on larger purchases are incredibly helpful for managing my budget.With my existing PayPal account making payments is quick and easy. Highly recommend it! Reviewed on: 3rd June 2026

Is the best thing credit

Is the best credit card I really like the rewards Reviewed on: 3rd June 2026

PayPal interest free...

Pay for my holidays with your 4 month interest free credit which is a great idea. Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub