Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67394 reviews)

View other PayPal products

4.90

Based on 67,394 reviews, last reviewed 15th Apr 2026

1528800% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Balance Payments Showing Great product but delays in balance payments showing over a few days could be better. Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (67394)

I use PayPal credit I do love this but it can become...

I use PayPal credit I do love this but it can become too much. Reviewed on: 16th May 2024

Great, but you have to be careful of not being charg...

Great, but you have to be careful of not being charged 12 late fee’s even though DD set up to go out each month. Reviewed on: 16th May 2024

Great security

Easy to use app which gives good security Reviewed on: 16th May 2024

Good to use most often.

Good to use most often. Odd problem but sorted very quickly. Great way to pay for things. Reviewed on: 16th May 2024

Really convenient and accessible service.

Really convenient and accessible service. Its good to know payments are secure. I have recommended PayPal to friends before. Reviewed on: 16th May 2024

Easy in every aspect.

Easy in every aspect... didn't have any problems for years now. Reviewed on: 16th May 2024

Love the flexibility that PayPal Credit offers

Love the flexibility that PayPal Credit offers and I frequently use it to spread the costs of expensive purchases over 100! Fantastic payment plans such as pay in 3 or over 12 works great for my finances. I will continue to use PayPal Credit in the first instance as it gives me space and clear payment structures. Reviewed on: 16th May 2024

It easy to use and payment schedules are clear, it’s...

It easy to use and payment schedules are clear, it’s also easy to make additional payments to reduce the debt amount. I’m really not sure how much more you want me to write, it is easy to use and that’s about it Reviewed on: 16th May 2024

None presently to give feedback.

None presently to give feedback. Reviewed on: 16th May 2024

I feel secure with Online shopping

I use PayPal whenever I can as the security they offer especially for online shopping is great. Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33276 reviews
Payments
from PayPal 4.92 from 3672 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub