Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,165 reviews, last reviewed 19th Apr 2026
2430600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

so easy to use, just love using paypal plus so easy to use, just love using paypal plus Reviewed on: 19th April 2026
Phil Border's avatar
Phil Border

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77165)

Very simple to use, no hassle.

5
Very simple to use, no hassle. Good service. Reviewed on: 2nd June 2024
Jos's avatar
Jos

Excellent

4
Excellent service with happy financial Reviewed on: 2nd June 2024
Quadri's avatar
Quadri

4 months interest free

5
Paying interest free over 4 payments is such a great option especially for last minute holidays Reviewed on: 2nd June 2024
Boydie's avatar
Boydie

Excellent credit facilities and time to pay..

5
Excellent credit facilities and very adequate time to pay outstanding balance Reviewed on: 2nd June 2024
JC's avatar
JC

Used PayPal for years and never had a single problem.

5
Used PayPal for years and never had a single problem. I recommend to all friends and family to apply for PayPal credit. Reviewed on: 2nd June 2024
Rob C's avatar
Rob C

Easy way to make payment, I’m using PayPal from 2015

5
Easy way to make payment, I’m using PayPal from 2015 Reviewed on: 2nd June 2024
Lucretia U's avatar
Lucretia U

Sensible way to pay for goods.

5
Helps with monthly budget, easy to use and track account. Reviewed on: 2nd June 2024
Clive C's avatar
Clive C

I’m a regular user of PayPal

5
I’m a regular user of PayPal I would say 90% of times it works perfectly however whenever I’ve had an issue it’s always sorted out very quickly. I would absolutely recommend PayPal to my friends and family! Reviewed on: 2nd June 2024
Cat T's avatar
Cat T

I think it's great you have months to pay back...

5
I think it's great you have months to pay back Reviewed on: 2nd June 2024
lee h's avatar
lee h

Great company

5
Great company to deal with you are covered if you have an issue with goods you gave bought and also the four months payment plan which is very helpful. Also staff are very helpful if you have any issues Reviewed on: 2nd June 2024
Thomas s's avatar
Thomas s

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill