Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

My experience with PayPal its cery good

5
My experience with PayPal its cery good Reviewed on: 3rd June 2026

Always there when you need to use it.

5
Always there when you need to use it. Friendly helpful staff should you need to call Reviewed on: 3rd June 2026

Trust paypal credit, it’s 100% reliable and 100% safe.

5
Whenever I use paypal credit, I know that the transaction will be safe and that everything will work smoothly and pay-in-three will work exactly as it should, with payments being taken on the exact dates advised. Totally reliable and safe and always an easy method of payment that covers me against any unscrupulous sellers. Reviewed on: 3rd June 2026

Safe & Reliable. I’ve a number of years and I f...

5
I’ve been with PayPal for a number of years and I feel my purchase are always secure when I use PayPal. Reviewed on: 3rd June 2026

Queries were handled efficiently & quickly.

4
Queries were handled efficiently & quickly. Reviewed on: 3rd June 2026

Easy to use, no issues.

5
Easy to use, no issues. It is very handy Reviewed on: 3rd June 2026

Always get a great service and is easy to use and ac...

5
Always get a great service and is easy to use and access what I want to Reviewed on: 3rd June 2026

I've never had an issue with PayPal.

5
I've never had an issue with PayPal. It's been my go to for years! It's easy, it's quick and often comes in really handy. Reviewed on: 3rd June 2026

account staement is so complex - so many steps - so...

3
account staement is so complex - so many steps - so much time consuming to reconcile for a longer period Reviewed on: 3rd June 2026

Wouldn’t reccomend due to high interest and straight...

4
Wouldn’t reccomend due to high interest and straight away you get lots of credit that you might not be able to cope with Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101271 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products