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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

very easy to use and good communication with customers.

5
very easy to use and good communication with customers. helped me pay for a laptop for uni and they were great in allowing me to use their service to pay for the laptop to help with my studies. also with selling, paypal always offers protection for both parties Reviewed on: 3rd June 2026

Everything is verytop easy with you.

5
Everything is very easy with you. Reviewed on: 3rd June 2026

Seamless transactions

5
Seamless transactions… no hiccups at all. Reviewed on: 3rd June 2026

Really useful tool, responsive and easy to use

5
Really useful tool, responsive and easy to use Reviewed on: 3rd June 2026

I have had excellent experience specially with the f...

4
I have had excellent experience specially with the flexibility of PayPal credit. the exchange rates could be better between currencies. Reviewed on: 3rd June 2026

Lifesaver

5
Best understanding lending agent Reviewed on: 3rd June 2026

Paypal is the most secure I would never purchase fro...

5
Paypal is the most secure I would never purchase from anybody that I don’t know if Paypal is not involved I love them so much they’ve helped me out more than once Reviewed on: 3rd June 2026

Great service, easy to use.

5
Great service, easy to use. Always use to pay for most things Reviewed on: 3rd June 2026

Getting credit was no problem and communication has...

5
Getting credit was no problem and communication has always been brilliant. Reviewed on: 3rd June 2026

Very good service never had any issues with it and a...

5
Very good service never had any issues with it and always helpful with disputes with sellers. Reviewed on: 3rd June 2026

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