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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,479 reviews, last reviewed 18th Apr 2026
2274800% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelente plataforma I have always had good experiences with this platform, I recommend it for its excellence and ease of use Reviewed on: 18th April 2026
Victor R's avatar
Victor R

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75479)

Best overall

5
Never had any problems, however my credit score is pretty good and despite that they won't provide me with a better APR neither a better credit Reviewed on: 1st June 2024
William De Ritis 's avatar
William De Ritis

the CS agents are always friendly and reachable also...

5
the CS agents are always friendly and reachable also the interest-free installment is excellent Reviewed on: 1st June 2024
Kelvin C's avatar
Kelvin C

1st Review

4
I was invited to sign up by PayPal which I did. And so far I haven’t had any major issues. Reviewed on: 1st June 2024
Robert H's avatar
Robert H

Love the 4 months interest free credit , is extremel...

5
Love the 4 months interest free credit , is extremely useful when booking my holidays with Tui Reviewed on: 1st June 2024
Simon G's avatar
Simon G

Super easy to use and manage.

5
Super easy to use and manage and very good fees. Reviewed on: 1st June 2024
Lee V's avatar
Lee V

Always handy to use

5
Always handy to use and great having the PayPal credit Reviewed on: 1st June 2024
Jessica's avatar
Jessica

Save money with paypal

5
Paypal is very easy to use, gives 4 months credit without interest which is excellent for saving money. Paypal is accepted by many retailers which is a very good thing. Reviewed on: 1st June 2024
Jaffer 's avatar
Jaffer

Easy, fast & safe, exactly how it should be!

5
Easy, fast & safe, exactly how it should be! Always opt for PayPal Reviewed on: 1st June 2024
Courtney H's avatar
Courtney H

Easy to use, clear terms and easy to pay down

5
Easy to use, clear terms and easy to pay down Reviewed on: 1st June 2024
Chelsea M's avatar
Chelsea M

Treated well as a respected customer

5
PayPal credit has always treated me well as a customer. Started with a small balance before increasing when appropriate and always keep me well informed of changes and charges. Really helps when buying big items I can’t fully pay upfront. Reviewed on: 1st June 2024
Whitechapelmack's avatar
Whitechapelmack

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