Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75282)

Purchasing excellence.

5
I have been using PayPal for around 15 years and find it a very useful way of paying for goods and I especially like the flexibility of being able to use the credit side of the business. It is a safe way of purchasing. Reviewed on: 1st June 2024
Scott A's avatar
Scott A

Good rate and good experience

5
Good experience and good experience thanks Reviewed on: 1st June 2024
Nasser 's avatar
Nasser

Professional Service all the time

5
Professional Service all the time Reviewed on: 1st June 2024
Ahmed Elkouli's avatar
Ahmed Elkouli

Amazing great service and very helpful

5
Amazing great service and very helpful Reviewed on: 1st June 2024
Jammie's avatar
Jammie

Easily layed out website.

5
Easily layed out website. great communication. Reviewed on: 1st June 2024
carlos p's avatar
carlos p

Most competitive credit provider atm

5
I do not use any other credit service the rate is so competitive and they also send reminders for repayments. What else do you want? Reviewed on: 1st June 2024
Nikoleta K's avatar
Nikoleta K

It’s helpful when your in emergency

5
It’s helpful when your in emergency Reviewed on: 1st June 2024
SarahLee G's avatar
SarahLee G

Is easy, comfortable, convenient

5
Is easy, comfortable, convenient Reviewed on: 1st June 2024
Angel N's avatar
Angel N

Quick and easy, simply to use.

5
Quick and easy, simply to use. Useful offers spanning over months Reviewed on: 1st June 2024
Megan L's avatar
Megan L

I use PayPal for every transaction I make that allow...

5
I use PayPal for every transaction I make that allows PayPal as it gives me that extra bit of security, it’s easy to you and I have a list of all my transactions in one place. Reviewed on: 1st June 2024
Deborah L's avatar
Deborah L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill