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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Been using it for many years, makes me feel safer by...

5
Been using it for many years, makes me feel safer by using it. Reviewed on: 2nd June 2026

Super reliable and stress-free

5
Paypal have always been super reliable during the buying process. Paypal makes buying feel stress-free and has encouraged me to be a confident buyer. I know that if there is a dispute over a purchase, PayPal will do their up most best to resolve this on your behalf. Reviewed on: 2nd June 2026

Easy to use and feel secure.

5
Easy to use and feel secure. It's a name I trust for many years so it gives confidence when purchasing using Paypal. Reviewed on: 2nd June 2026

PayPal is convenient - with social responsibilities

5
PayPal is very convenient. I like new technologies with social corporate responsibilities. Reviewed on: 2nd June 2026

I use it a lot and it’s been helpful.

5
I use it a lot and it’s been helpful. It’s a fantastic product Reviewed on: 2nd June 2026

Excellent service and product

5
Great ways to pay. Safe and secure Reviewed on: 2nd June 2026

PayPal credit is a YES for me

5
PayPal offers first class 4 month deals on credit purchases and that’s a yes for me. Reviewed on: 2nd June 2026

Excellent service

5
Excellent service provider in financial industry Reviewed on: 2nd June 2026

Paypal credit is a good way to purchase with trust a...

5
Paypal credit is a good way to purchase with trust and worth it Reviewed on: 2nd June 2026

PayPal is easy and simple to use.

5
PayPal is easy and simple to use. It allows me to pay for services or items safely. Reviewed on: 2nd June 2026

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