Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,537 reviews, last reviewed 13th Apr 2026
1081100% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Sense of security I feel safe when I'm using paypal really feen the sense of security Reviewed on: 13th April 2026
Raul B's avatar
Raul B

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (62537)

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022
Mohammad Aminfard's avatar
Mohammad Aminfard

Best Credit facility

5
The flexibility of payment and allowance Reviewed on: 14th June 2022
Deb's avatar
Deb

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022
Calem Shaw's avatar
Calem Shaw

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022
Grem S's avatar
Grem S

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022
Penguiny201's avatar
Penguiny201

Malik Raza

5
Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022
Ali Raz's avatar
Ali Raz

Muhammad saeed

5
I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022
Amar Popy's avatar
Amar Popy

Flexibility of Payment

5
Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022
Matt Turner's avatar
Matt Turner

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022
richmond tetteh's avatar
richmond tetteh

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022
Antonina Quesada's avatar
Antonina Quesada

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill