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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Easy and quick.

Easy and quick. Great options for payments Reviewed on: 2nd June 2026

I really like PayPal credit it helps me boost my cre...

I really like PayPal credit it helps me boost my credit score also Reviewed on: 2nd June 2026

Every transaction is safe i love using PayPal /Pay i...

Every transaction is safe i love using PayPal /Pay in 3 /paypal credit any problems paypal sorts it out customer service is 100% Reviewed on: 2nd June 2026

Straightforward application, quick, clear answer.

Straightforward application, quick, clear answer. Reviewed on: 2nd June 2026

It just works and has a great app

It just works and has a great app Reviewed on: 2nd June 2026

I've used paypal for years and I've never had an issue.

I've used paypal for years and I've never had an issue. The payments are quick, easy and secure. I never have to worry. And they keep updating and adapting the things they offer. I've used paypal credit which was easy to set up and be approved for. I've used the paypal pay in 3 which was really great as well. I love the paypal rewards that they now do, before you know it, the points add up and you can get money off of your normal purchases. I love paypal. Reviewed on: 2nd June 2026

Easy to pay with and flexible payment options

Easy to pay with and flexible payment options Reviewed on: 2nd June 2026

Simplicity

Easy to contact. Straightforward payments. Love the 4 months interest free. Reviewed on: 2nd June 2026

Simplicity making secure, interest free payments

Using Paypal Credit with ease to make purchases over 3 month interest free is a huge benefit on higher price items. It also comes with confidence that payments are safe a secure whilst using in most online transactions. Reviewed on: 2nd June 2026

Positive experience with PayPal credit

PayPal Credit has provided a convenient and flexible way to manage purchases. The setup process was simple, and the platform makes it easy to track balances, payments, and account activity. Its ability to spread the cost of larger purchases over time has been particularly useful. Combined with a straightforward checkout experience and dependable customer support, it has proven to be a practical and reliable payment solution. Reviewed on: 2nd June 2026

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