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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

great service, easy to apply for.

great service, easy to apply for. built into my checkout services. Reviewed on: 2nd June 2026

PayPal is fair

PayPal is fair and understanding. Reviewed on: 2nd June 2026

Brilliant service never had any problems.

Brilliant service never had any problems. Smooth transactions and easy payments Reviewed on: 2nd June 2026

It was very quick and easy process to get the PayPal...

It was very quick and easy process to get the PayPal credit, I appreciate how it’s simple to navigate and you can set up direct debits to not miss payments. It could be good to see more info on options for decreasing or increasing amount. Reviewed on: 2nd June 2026

Good payment method

Easy way yo pay, secure and accepted by a lot of retailers Reviewed on: 2nd June 2026

Highly recommend

Value for money, easy to use and sort out queries quickly and efficiently Reviewed on: 2nd June 2026

Easy to Use and Reliable Review:

PayPal Credit has been very helpful for managing larger purchases. The payments are easy to track, and the service is straightforward to use. I’ve had no problems so far and appreciate the flexibility it provides. A great option if you already use PayPal regularly. Reviewed on: 2nd June 2026

Easy to deal with

Never had a problem, always easy to deal with and sorts issues quickly Reviewed on: 2nd June 2026

Amazing service!

Amazing service! Really happy to be using it Reviewed on: 2nd June 2026

Love the different payment options

Love the different options you have off paying by the debit card, pay in 3 and the credit. Giving the option to split my costs. Reviewed on: 2nd June 2026

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