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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Easy to use

5
Easy to use app and payment service Reviewed on: 2nd June 2026

Easy and efficient to set up.

4
Easy and efficient to set up. Customer service quick and thorough. Reviewed on: 2nd June 2026

PayPal has evolved so much since it first started out.

5
PayPal has evolved so much since it first started out. Everything is so simple, straightforward and accessible. Fantastic payment options and super customer service support. Buy now pay later options are always handy for those last minute purchases that pop up. Reviewed on: 2nd June 2026

Excellent customer service.

5
Excellent customer service. My problem was sorted out straight away great customer service. Reviewed on: 2nd June 2026

Hassle free money transfers never have any issues

5
Hassle free money transfers never have any issues Reviewed on: 2nd June 2026

Paypal exerlent

5
Any time ive contacted paupal, they are always polite and very much helpful Reviewed on: 2nd June 2026

What I love about PayPal is the chance of achieving...

5
What I love about PayPal is the chance of achieving my dreams without fees if paid on time. Reviewed on: 2nd June 2026

Helpful and reliable

5
Always there when you need them. Very handy Reviewed on: 2nd June 2026

Great hassle free and would highly recommend

5
Great hassle free and would highly recommend Reviewed on: 2nd June 2026

Convenient and Secure

5
I find the variety of payment options, instant, pay in 3, interest free and interest bearing highly convenient and they meet my needs. The growth of retailers having Paypal as an option makes for easy transactions. Customer services have developed and become excellent with issues being quickly resolved. I have used PayPal since 2012 and they have made consistent improvements and developments becoming my first choice payment option. Reviewed on: 2nd June 2026

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