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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,249 reviews, last reviewed 18th Apr 2026
2253400% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is amazing because it has made it easi... PayPal credit is amazing because it has made it easier to purchase item at my convenience. Their is less or no charge like every other credit cards . Reviewed on: 18th April 2026
Ayomide's avatar
Ayomide

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75249)

PayPal- LISTENS, CARES & RESOLVES

5
I have never has to wait when calling. They explain any problems/issues and even when I was a little behind on one payment, they explained the time I had to resolve it (which I did) and this did not affect my credit file. They were professional and pleasant to talk to and not condescending. I also resolved a situation via the resolution centre in my favour in which the process was very easy to follow. Unlike some companies, I am never worried when I need to contact PayPal. Also unlike other companies, they do not bombard you with meaningless emails. Reviewed on: 1st June 2024
Jennifer Joseph's avatar
Jennifer Joseph

Great credit

5
Yes the interest high but the great part the 4 months interest free help me to pay off on time. Reviewed on: 1st June 2024
Haryuk's avatar
Haryuk

I didn’t realise how easy it is to use Paypal credit.

5
I didn’t realise how easy it is to use PayPal credit. I don’t own a credit card so this is a perfect way to borrow small amounts with easy payments. And when I log on to purchase something and select PayPal it automatically shows me options of how to pay. Making my life so much easier at a click of a button! Reviewed on: 1st June 2024
natasha p a's avatar
natasha p a

Very fast descision making.

5
Very fast descision making. Easy to set up and understand outstanding balance and payment timeliness. Reviewed on: 1st June 2024
David 's avatar
David

Fair to middling

4
Itnis ok but a bit clunky. Why is there a delay from them taking payment? Reviewed on: 1st June 2024
RA's avatar
RA

No one can beat paypal 100% peoples choice

5
No one can beat paypal 100% peoples choice Reviewed on: 1st June 2024
Warner H's avatar
Warner H

PayPal have always provided great customer service w...

5
PayPal have always provided great customer service whenever I've had an issue and the app service always works without any problems Reviewed on: 1st June 2024
Sarah S's avatar
Sarah S

Absolutely Faultless, simple easy to use with superb...

5
Absolutely Faultless, simple easy to use with superb customer service. Why look elsewhere! Reviewed on: 1st June 2024
Ian J's avatar
Ian J

My experience with PayPal has been a good one, don't...

5
My experience with PayPal has been a good one, don't have any complaints at all. Reviewed on: 1st June 2024
Shanel M's avatar
Shanel M

Top for tracking your spending

5
Easy to use and the App makes it even easier to track spending Reviewed on: 1st June 2024
Samantha 's avatar
Samantha

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