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PayPal: PayPal Credit reviews

4.90
Based on 65,292 reviews, last reviewed 14th Apr 2026
1334900% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay in 3 always helpful very good with disputes... Love pay in 3 always helpful very good with disputes too Reviewed on: 14th April 2026
Silvia C's avatar
Silvia C

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65292)

Perfect for everything

5
Never had a problem with this app quick easy and secure Reviewed on: 12th May 2024

Use PayPal all the time when it's accepted

4
Use PayPal all the time when it's accepted Reviewed on: 12th May 2024

Never had any problems, always straight forward.

5
Never had any problems, always straight forward. Does what it’s supposed to do. All transactions have been simple. Pay in 3 is a great little feature. The 4 months interest free feature on PayPal credit really help manage finance better and allows for that little bit extra time so you don’t have to pay any interest. Reviewed on: 12th May 2024

Very safe and convenient.

5
Very safe and convenient. I only trust PayPal. Because I can use PayPal for any transaction. Reviewed on: 12th May 2024

Convenient financing options

5
PayPal Credit offers a convenient financing option for online purchases, allowing users to spread payments over time. Its seamless integration with PayPal accounts and widespread acceptance make it a practical choice for those seeking flexibility in managing their finances. Reviewed on: 12th May 2024

Old School user since 2005

5
I have been a user of PayPal since 2005 and it has been my preferred payment method for online purchases since then and continues to be so today.The ease & simplicity of how it works, especially with the app, is pretty unrivalled in my opinion Reviewed on: 12th May 2024

Excellent experience with paypal as always

5
Excellent experience with paypal as always Reviewed on: 12th May 2024

Highly recommended for emergency use

5
Pay pal credit help me so much with the easy payment option highly recommended Reviewed on: 12th May 2024

Great product allowing me to spread the cost of my h...

5
Great product allowing me to spread the cost of my holidays! Reviewed on: 12th May 2024

Best credit

5
I am using PayPal since long and I am very satisfied Reviewed on: 12th May 2024

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