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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Trusted and excellent

5
My experience has been really great. It allows me to spread the payments affordably, and at the same time it protect me from fraud. Reviewed on: 3rd June 2026

Mr Krisz

4
I like it because very simple end very issi Reviewed on: 3rd June 2026

Top tier services

5
Very good customer service and app is very user friendly Reviewed on: 3rd June 2026

When ever i have used PayPal my experience has been...

5
When ever i have used PayPal my experience has been a very good one. Reviewed on: 3rd June 2026

Safe, easy and helpful.

5
I’ve used PayPal for sometime for online purchases and more recently The paying three option. Really helpful when large purchases such as a Home appliances are needed.. Reviewed on: 3rd June 2026

Easy to navigate your finances and break payments ov...

5
Easy to navigate your finances and break payments over a period of time. Reviewed on: 3rd June 2026

I love PayPal, it has great flexibility and good rates.

5
I love PayPal, it has great flexibility and good rates. I like the security it offers and ease of payment. It is very clear and easy to understand. I know exactly where I’m at and what is what. Reviewed on: 3rd June 2026

Works well and helps with large purchases

5
Works well and helps with large purchases Reviewed on: 3rd June 2026

I always use paypal

5
I always use paypal and love how I can spread the cost interest free. Reviewed on: 3rd June 2026

Always been great

5
Always been great, never had any issues that couldn't be solved. Reviewed on: 3rd June 2026

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