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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

PayPal is brilliant!

5
I have always loved PayPal for how simple and fast it is to use! Reviewed on: 3rd June 2026

Have used PayPal for over 10years and have never had...

5
Have used PayPal for over 10years and have never had a problem. Have only contacted customer service once , and was dealt with efficiently. It was to do with a transaction that went wrong but it was sorted out very quickly Reviewed on: 3rd June 2026

Fast and efficient.

4
Fast and efficient. I needed to make a quick payment and as already set up on my pc it only took seconds Reviewed on: 3rd June 2026

The best app ever

5
All things in one app, very simple and easy to use Reviewed on: 3rd June 2026

I'm using PayPal for many years and is great

5
I'm using PayPal for many years and I always find it very easy to use and make payments . I've recommend it to my wife and my brother and they have used it everytime since . PayPal is not just a great payment tool , in my opinion is better than a bank Reviewed on: 3rd June 2026

I love PayPal it is very secure when I shop on line,...

5
I love PayPal it is very secure when I shop on line, as well there pay in 3, give me the opportunity to spread my cost. Reviewed on: 3rd June 2026

Excellent Service

5
Would always recommend PayPal feel my finances are in a safe place Reviewed on: 3rd June 2026

WHY WAIT TO PAY WHEN YOU CAN USE PayPal AND PAY TODAY.

5
i have been using PayPal for many years and have never experienced a negative transaction, and will continue to use PayPal for future transactions. Reviewed on: 3rd June 2026

PayPal were excellent following the passing of my wife.

5
PayPal were excellent following the passing of my wife. And I have made great use of their Pay-in-3 interest free facility for many years Reviewed on: 3rd June 2026

GoodGoood but good

5
Goood but good, i feel good, very good, and its very good Reviewed on: 3rd June 2026

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