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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (64705 reviews)

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4.90

Based on 64,705 reviews, last reviewed 14th Apr 2026

1280700% increase in 5 star reviews

in the past 90 days

3900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service. Excellent service. very easy and efficient Reviewed on: 14th April 2026

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64705)

A perfect means of obtaining credit.

The terms and conditions are not hidden in small print, they are clear and simple to understand. They can never be more faulted by any means and their transactions are straight forward. Reviewed on: 11th May 2024

Happy customer.

Extremely satisfied with PayPal Credit! The seamless integration with my PayPal account makes managing payments effortless. The flexibility in repayment options and the convenience of online transactions have truly enhanced my shopping experience. Highly recommend! Reviewed on: 11th May 2024

Reliable and easy to use, customer service is always...

Reliable and easy to use, customer service is always good and helpful Reviewed on: 11th May 2024

I'm using it many times during the week and is great...

I'm using it many times during the week and is great deal. Definitely recommend it. Reviewed on: 11th May 2024

Amazing and straightforward.

Amazing and straightforward. 4 months interest free is fab Reviewed on: 11th May 2024

4 months interest free credit FTW!

I love PayPal and use it all the time. The buyer protection is a huge advantage and gives me immense piece of mind when making online purchases. PayPal Credit is something I use a lot, too, as the 4 months interest-free grace period is long enough that I can comfortably pay off bigger purchases, but also short enough that I don't feel tempted to go further into debt and get myself in trouble! Reviewed on: 11th May 2024

4 months interest free if you spend £99.

I like PayPal because it gives 4 months interest free to pay if u spend £99. Reviewed on: 11th May 2024

PayPal excellent for online payments

PayPal excellent for online payments Reviewed on: 11th May 2024

Whenever I need someone to help with anything, there...

Whenever I need someone to help with anything, there is always someone to help! Reviewed on: 11th May 2024

Fantastic product , excellent, friendly & professio...

Fantastic product , excellent, friendly & professional employees on hand 24/7 Reviewed on: 11th May 2024

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