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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

4 months free on big purchases help

4
4 months free on big purchases help Reviewed on: 3rd June 2026

Payments

5
Easy too use with great offers and ways too pay Reviewed on: 3rd June 2026

Number one provider!

5
Great options for paying now or later to enable good budgeting. Pay in 3 and 4 months interest free for larger purchases are particularly good. My favourite provider by far. Reviewed on: 3rd June 2026

Easy to use and convenient.

5
Easy to use and convenient. No problems. Reviewed on: 3rd June 2026

Great to have the option to pay over 3/4 months if I...

5
Great to have the option to pay over 3/4 months if I need to always feels safe and secure using PayPal it’s the method I use everytime if available Easy to use and follow on app . Reviewed on: 3rd June 2026

Always easy to use and prompt responses

5
Always easy to use and prompt responses Reviewed on: 3rd June 2026

Easy to use!

5
The app and the card are very easy to use, so you can see all your transactions. And now you can finally earn points for spending too! Reviewed on: 3rd June 2026

PayPal the all in one solution

5
PayPal is so easy and safe to use and saves time at checkout as you don’t need to input all your personal details. The PayPal credit card is invaluable with 4 months interest free credit on purchases over £100 which helps to spread the cost of repayment. PayPal makes shopping online easier and more streamlined. Reviewed on: 3rd June 2026

I,ve used PayPal for over 15 years and have always f...

5
I,ve used PayPal for over 15 years and have always found it's services and offers to be just what I need. PayPal doesn't bombard me with offers and any contact is useful and informative. Reviewed on: 3rd June 2026

Great and very straight forward.

4
Great and very straight forward. Easy to use and communication with customer services are top quality Reviewed on: 3rd June 2026

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