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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

Winner

5
Hope I win the competition and get £1000 Reviewed on: 8th July 2022
ravisauba@yahoo.com's avatar
[email protected]

Easy to use with small repayments

5
I’ve been using PayPal credit for a few months, it’s easy to use and simple to navigate. Reviewed on: 8th July 2022
Paigem39's avatar
Paigem39

Credit

5
Really handy at times and even better that you can ch99se when to pay as well as paying off the credit earlier than 4 months if you're just waiting for pay day. Would recommend for no fuss short term needs / solutions. Reviewed on: 8th July 2022
Zena's avatar
Zena

Paypal

5
Easy and effective to use. Money is protected. Reviewed on: 8th July 2022
darren's avatar
darren

Paypal Credit is awesome

5
First 4 months is 0 interest and it makes life easier. Thanks PayPal Reviewed on: 8th July 2022
Talha Eryasar's avatar
Talha Eryasar

Love PayPal

5
Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022
Clare Tait's avatar
Clare Tait

Affordable

5
Affordable % and interest free months Reviewed on: 8th July 2022
Ivo Snikis's avatar
Ivo Snikis

PayPal credit is The best helped me alor

5
PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022
Lanky's avatar
Lanky

Simple and efficient

5
I applied for it in order to buy my phone and in 2 days the order was also processed. The ease to apply and the swiftness of the process makes this a great service and product. Reviewed on: 8th July 2022
Alex Relinschi's avatar
Alex Relinschi

Excellent Service

5
PayPal is super convenient and the Credit they offer is really flexible and easy to use. Reviewed on: 8th July 2022
J.B's avatar
J.B

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