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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Excellent experience with Paypal

5
Excellent experience with Paypal Reviewed on: 3rd June 2026

A great money management platform.

5
A great money management platform. I can track and see everything and its very helpful when i need extra money. Reviewed on: 3rd June 2026

PayPal is my go to payment method.

5
PayPal is my go to payment method, it’s quick and easy and if items are returned the money comes straight back. I like the reminders ahead of time for payments due. Reviewed on: 3rd June 2026

Always feel secure when using PayPal

5
Always feel secure when using PayPal Reviewed on: 3rd June 2026

Great option

5
Used credit for some expensive purchases. No interest, no pressure. Very good experience. Reviewed on: 3rd June 2026

Very flawless experience and user friendly interface

5
Very flawless experience and user friendly interface Reviewed on: 3rd June 2026

Amazing experience using PayPal

5
Amazing experience using PayPal which is trusted, well designed app. Love the modern, clean and easy to use interface. Would recommend to friends and family. Reviewed on: 3rd June 2026

Very good

5
Never had a problem yet, it has been very useful, I feel safe with using PayPal, and I like that you can take a bit longer to pay your account Reviewed on: 3rd June 2026

Happy with how payments are dealt

5
Happy with how payments are dealt Reviewed on: 3rd June 2026

I can honestly say that I believe PayPal is the best...

5
I can honestly say that I believe PayPal is the best and most secure way to pay for purchases Reviewed on: 3rd June 2026

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