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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Great experience

5
Great experience overall been with PayPal for years and have never had any issues. Would recommend to all my friends and family. Reviewed on: 3rd June 2026

So far very good.

5
So far very good. More convenient reliable Reviewed on: 3rd June 2026

Great service amazing helpful product

5
Great service amazing helpful product Reviewed on: 3rd June 2026

Always helpful and amazing customer support

5
Always helpful and amazing customer support Reviewed on: 3rd June 2026

I'm using pay pal since 2015, never ever had any pro...

5
I'm using pay pal since 2015, never ever had any problems with. Best on the market. Reviewed on: 3rd June 2026

Excellent credit options

5
Excellent especially option to buy in 4 payments or 4months 0% credit for purchases. Love it. I wish I could every purchase make by paypal Reviewed on: 3rd June 2026

PayPal provides the best online shopping experience!

5
Paypal offer great shipping experience and convenience. It’s straight forward to use and easy to navigate. I rate it as the safest online payment system/ platform which protects my information and payment details - which I love and know PayPal is provider I can 100% trust. Reviewed on: 3rd June 2026

Always had great experience in buying and receiving...

5
Always had great experience in buying and receiving money Reviewed on: 3rd June 2026

Really like PayPal as I feel safe when purchasing items

5
Really like PayPal as I feel safe when purchasing items Reviewed on: 3rd June 2026

I’ve always had a very friendly person on the other...

5
I’ve always had a very friendly person on the other end of the phone when I need to talk to someone they have always resolved my issues and I’ve been using Paypal for over 20 years now I don’t regret a thing and very happy to continue using Paypal. Reviewed on: 3rd June 2026

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