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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,910 reviews, last reviewed 14th Apr 2026
1114900% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Swift Customer Service I have enjoyed a satisfactory, swift customer service and a seamless access to PayPal credit for my immediate needs. Reviewed on: 14th April 2026
Thompson O's avatar
Thompson O

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62910)

Brilliant

5
Brilliant product, great apr, easy to use Reviewed on: 8th July 2022
Cosmin Calin Negrea's avatar
Cosmin Calin Negrea

Quick and easy to use

4
Offer a different kind of payment plan and easy to track Reviewed on: 8th July 2022
Nitikoon Pingmuanglek's avatar
Nitikoon Pingmuanglek

Great

5
Good service, nice and easy as it should be. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

PayPal Credit!!

5
I'll recommend it over and over again. 4 months of interest-free plus you can also choose minimum payment. How much more do we want!!! Reviewed on: 8th July 2022
Mara E.M's avatar
Mara E.M

Awesome flexibility

5
Has allowed me to get new items at 0% with no fuss. Easy checkout to :). Thank you :) Reviewed on: 8th July 2022
Adam Barnes's avatar
Adam Barnes

A great secure Service

5
The customer service is excellent, its simple to use and feels very secure Reviewed on: 8th July 2022
Emma's avatar
Emma

Very good

4
Can do with more features and less interest rate, to be one of the best, thank you!! Reviewed on: 8th July 2022
May Abu-Kalbin's avatar
May Abu-Kalbin

Best credit provider

5
Easy to use better credit than most other companies Reviewed on: 8th July 2022
umar chaudhury's avatar
umar chaudhury

Brilliant Payment Method

5
Just brilliant to have the flexibility to pay interest free over 4 months. This allows me to ensure finances are in order and don't have to pay any extra interest if done on time. Reviewed on: 8th July 2022
Bob's avatar
Bob

Excellent service

5
l have used paypal credit for a few years now, its an excellent service and the 4 months interest free on spends over £99 is an excellent feature. Reviewed on: 8th July 2022
Jake Ford's avatar
Jake Ford

Review PayPal: PayPal Credit now

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