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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Fast and simple

5
Fast easy to use simple to access at any time a safe way to spend and even gives you bonuses.Excellent Reviewed on: 3rd June 2026

PayPal was the perfect option for my needs

5
PayPal was the perfect option for my needs Reviewed on: 3rd June 2026

Life changer

5
Easy to use and gives me the option to pay for holidays or larger items and pay back gradually. Life changer Reviewed on: 3rd June 2026

Fantastic option pay after 4 months so convenient

5
Fantastic option pay after 4 months so convenient Reviewed on: 3rd June 2026

Used for a while now, safe and easy, interest free a...

5
Used for a while now, safe and easy, interest free also helps. Would definitely recommend Reviewed on: 3rd June 2026

My experience is amazing always my go to way off...

5
My experience is amazing always my go to way off paying Reviewed on: 3rd June 2026

My experience with PayPal has been very positive ove...

5
My experience with PayPal has been very positive overall. The platform is easy to use, payments are processed quickly, and it provides a convenient way to send and receive money online. I appreciate the buyer protection features, which give me added confidence when making purchases. The mobile app is user-friendly, and linking bank accounts or cards is straightforward. Customer support could sometimes be faster, but overall PayPal has been a reliable and secure payment service that I use regularly and would recommend to others. Reviewed on: 3rd June 2026

So easy and convenient, expecially also the tracking...

5
So easy and convenient, expecially also the tracking of activities like parcel checks delivery, is great. Credit card is a bonus too. Reviewed on: 3rd June 2026

Pleasant and reliable.

5
Pleasant and reliable. I can for a fact the PayPal offers good value for money and trusted partner to getting things done. Reviewed on: 3rd June 2026

Never had any problems with PayPal

5
Never had any problems with PayPal Reviewed on: 3rd June 2026

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