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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Paypal is one of the best financial application I ha...

Paypal is one of the best financial application I have used. Easy to use and tons of methods to pay. Reviewed on: 3rd June 2026

Easy to understand allround good exper

Easy to understand. Also to use and access at any time. Good customer care. Any problems can usually be sorted out in minutes. Great allround experience. Help when you need it with good communication skills. Reviewed on: 3rd June 2026

Flexible

Love the flexibility that PayPal Credit give me for making purchases online. Reviewed on: 3rd June 2026

Excellent

Very good experience so far. No issues Reviewed on: 3rd June 2026

Amazing and lovely experience, I’m satisfied.

Amazing and lovely experience, I’m satisfied. Reviewed on: 3rd June 2026

PayPal is a safe efficient and valuable way to pay f...

PayPal is a safe efficient and valuable way to pay for goods and spread the cost to save paying out in one go especially given the current economic climate. Reviewed on: 3rd June 2026

PayPal credit and the pay in 3 is No1 fore me.

I find PayPal credit and the pay in 3 is very useful to be able to get things you need and want quickly. The only thing I have to gripe about is that you do not take payments out of my bank on date requested. It doesn’t really bother me anymore as I have got used to it but I thought I would mention it as it might cause new customers confusion especially at first. I myself am very happy with PayPal. Reviewed on: 3rd June 2026

PayPal, helps me daily in managing my expenses.

PayPal, helps me daily in managing my expenses. Thank you Reviewed on: 3rd June 2026

Easy to use, very helpful in between pay days

Easy to use, very helpful in between pay days Reviewed on: 3rd June 2026

Fantastic

If there have been any issues, PayPal has always helped without any problems. Call times are fast, helpful, and they explain in detail. Overall, my PayPal experience has been fantastic. Reviewed on: 3rd June 2026

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