Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62849 reviews)

View other PayPal products

4.90

Based on 62,849 reviews, last reviewed 14th Apr 2026

1109100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service & offers. Great service & offers. Really helpful Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (62849)

Great card

Good value for money, no issues Reviewed on: 8th July 2022

Very happy

Happy with all the services it helps me out a lot of the time Reviewed on: 8th July 2022

A convenient way to pay

Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022

Phenomenal

Class service man canny beat it heavy good. Reviewed on: 8th July 2022

Integrated everywhere and 4 months free credit

It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022

Fantastic service

Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022

Useful facility and product

Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022

Easy and convenient

It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022

PayPal "purchasing made easy"

A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022

Quick, Simple, Easy

Very straight forward to use and navigate Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.69 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33194 reviews
Credit card
from PayPal 4.92 from 48 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub