Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62668 reviews)

View other PayPal products

4.90

Based on 62,668 reviews, last reviewed 13th Apr 2026

1093200% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best credit Easy to apply, with lady of reward and flexible repayment opportunity. Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (62668)

Best credit lender

Easy way, comfortable and secured access Reviewed on: 8th July 2022

Brilliant, helpful all round.

PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022

Great!!!

Very helpful with payment and very easy to use Reviewed on: 8th July 2022

Reliable,

I have only positive experience with paypal in all areas Reviewed on: 8th July 2022

Easy to Apply and Use

Have found PayPal credit to be amazing and easy to use, always trust it is safe and secure at online check outs. Really help spread the costs over a manageable period and the 0% interest for 4 months is a fantastic bonus. Highly recommend over any traditional credit card. Reviewed on: 8th July 2022

Good choice

Incredibly easy and good choice. Works perfectly alongside with all other payment methods provided by PayPal for all online shopping needs Reviewed on: 8th July 2022

Best

Pay pal is flexible for me and I use it online Reviewed on: 8th July 2022

Good credit lender

Provide good deals on credit when needed Reviewed on: 8th July 2022

Everyone needs to have one

Like the service and better experience than the boring cards!! Love it and would highly recommend everyone has got one!! Reviewed on: 8th July 2022

Amazing service

PayPal is amazing and it’s really helpful specially 4 month 0% apr . Well recommend for those who wants to build them credit history as well now a days 99% companies accept PayPal I believe so it’s a great opportunity to use this credit and pay back in small instalments every month. I’m very happy with PayPal Credit service and will recommend. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.70 from 25 reviews
Payments
from PayPal 4.92 from 3669 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33193 reviews
Credit card
from PayPal 4.92 from 48 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub