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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

would be nice to actually speak with customer service

would be nice to actually speak with customer service Reviewed on: 3rd June 2026

Easy to use and understand . Happy pay pal credit user!

Such a great help to have between pay pays. No hidden suprices when the bill arrives. The bill is easy to understand . Low fee's. I wouldnt change a thing. I recomend to everyone. Reviewed on: 3rd June 2026

My most convenient financial assistant

Such a convenient tool for all those essential but mundane purchases. Especially love the opportunity to split larger payments into 3 helping to manage my outgoings. Enjoy the security it provides when purchasing from off shore companies. Have benefited from successful resolutions to outstanding issues of vendors failing to honour their commitments. PayPal has been my go-to financial tool for my needs. Thank you Reviewed on: 3rd June 2026

Affordable Payment Option

It’s easy to use and the pay in 3 option allows to buy bigger purchases and spread the cost making things more affordable Reviewed on: 3rd June 2026

Never a problem,

Never a problem, if is easy sorted out Reviewed on: 3rd June 2026

Always use PayPal for safe a smooth transactions.

Always use PayPal for safe a smooth transactions.: Reviewed on: 3rd June 2026

All good happy with everything never had any problem...

All good happy with everything never had any problems while using PayPal credit Reviewed on: 3rd June 2026

Pay in 3 is excellent, with no fee/interest to pay i...

Pay in 3 is excellent, with no fee/interest to pay in the first 3 months. Really useful when making bigger purchases. Reviewed on: 3rd June 2026

I have used PayPal for many years and I have never h...

I have used PayPal for many years and I have never had a single issue that they couldn’t resolve. They have provided me with a fantastic and safe platform to use daily. Reviewed on: 3rd June 2026

Easy to use process

Easy to use with efficient reminders and smooth dashboard in the app Reviewed on: 3rd June 2026

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